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  Digital Federal Credit Union Free Checking Account

Digital Federal Credit Union Free Checking Account

in Checking Accounts from Digital Federal Credit Union

Unaffiliated

Digital Federal Credit Union Free Checking Account

Unaffiliated

in Checking Accounts from Digital Federal Credit Union

SuperMoney Net Recommendation Score +18% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

5 users recommend
3 users are unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: Out-of-Network $0.75
APY 0% - 0.05%
Number of Reviews 11

Digital Federal Credit Union Free Checking Account Review

Digital Federal Credit Union Free Checking Account is offered by Digital Federal Credit Union, a credit union founded in 1979 and based in Marlborough, MA. Digital Federal Credit Union Free Checking Account is offered in 50 states (and Washington, DC).

Are checking accounts from Digital Federal Credit Union federally insured?

Yes, your Digital Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Digital Federal Credit Union offer?

Digital Federal Credit Union Free Checking Account offers an APY starting at 0% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

Digital Federal Credit Union Free Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0% - 0.05%

What are the account minimums for Digital Federal Credit Union Free Checking Account?

Digital Federal Credit Union Free Checking Account does not require a minimum initial deposit.

Digital Federal Credit Union Free Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does Digital Federal Credit Union Free Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Digital Federal Credit Union Free Checking Account Fees
Description
Monthly Fee $0
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0.75
NSF Fee $30
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $30
Early Account Closure $0
Returned Deposit Fee (Domestic) $30
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $25
Check Image Service N/A
Check Copy $1
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $30
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does Digital Federal Credit Union Free Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Fraud monitoring - Digital Federal Credit Union Free Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Get paid early - If you fund your account with a payroll direct deposit and request this service, you can collect your salary early.
  • Mobile Banking Services - Digital Federal Credit Union Free Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Monthly Fee $0
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Paper Statement Fee $2
ATM Fee: Out-of-Network $0.75
NSF Fee $30
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $30
Debit Card Replacement Fee $10
Stop Payment Fee $25
Check Copy $1
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $50
Returned Deposit Fee (International) $30
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Branch Access
  • Debit Card
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Get Paid Early
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0% - 0.05%

Digital Federal Credit Union Free Checking Account Community Reviews

 
 

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Other Checking Accounts

Digital Federal Credit Union Checking Accounts

Product

Reviews

Monthly Fee

Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY

Digital Federal Credit Union Dividend Checking Account
Monthly Fee $0 - $10     $0 $95
Minimum Balance to Avoid Monthly Fee $2,500 Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $0.75 ATM Fee: Out-of-Network
APY 0.05% APY