Digital Federal Credit Union Free Checking Account
in Checking Accounts from Digital Federal Credit Union · Member ncua
UnaffiliatedDigital Federal Credit Union Free Checking Account
in Checking Accounts from Digital Federal Credit Union · Member NCUSIF
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| Community Rating | Mostly recommended |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0.75 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0% - 0.50% |
| Number of Reviews | 11 |
Digital Federal Credit Union Free Checking Account Review
Digital Federal Credit Union Free Checking Account is offered by Digital Federal Credit Union, a credit union founded in 1979 and based in Marlborough, MA. Digital Federal Credit Union Free Checking Account is available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.50%.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- No ATM fees. Digital Federal Credit Union Free Checking Account does not charge fees on ATM transactions.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through Digital Federal Credit Union.
- Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.
- Hard credit pull. Digital Federal Credit Union may require a hard pull on your credit report to open a checking account.
Digital Federal Credit Union Free Checking Account Pros & Cons
| Pros | Cons |
|---|---|
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Digital Federal Credit Union Free Checking Account FAQ
Are checking accounts from Digital Federal Credit Union federally insured?
Yes, your Digital Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Digital Federal Credit Union Free Checking Account offer?
Digital Federal Credit Union Free Checking Account offers an APY starting at 0% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0% - 0.50% |
What are the account minimums for Digital Federal Credit Union Free Checking Account?
Digital Federal Credit Union Free Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What fees does Digital Federal Credit Union Free Checking Account charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $2 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0.75 |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $30 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $30 |
| Debit Card Replacement Fee | $10 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $25 |
| Check Image Service | N/A |
| Check Copy | $1 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Digital Federal Credit Union Free Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - Digital Federal Credit Union Free Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Get paid early - If you fund your account with a payroll direct deposit and request this service, you can collect your salary early.
- Mobile Banking Services - Digital Federal Credit Union Free Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752 - (508) 263-6700
- Visit Site
Other Services by Digital Federal Credit Union
View all checking accounts offered by Digital Federal Credit Union
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Check Copy | $1 |
| Debit Card Replacement Fee | $10 |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $30 |
| Returned Deposit Fee (International) | $30 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $0.75 |
Digital Federal Credit Union Free Checking Account Community Reviews
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