Digital FCU Dividend Checking Account

Digital FCU Dividend Checking Account Review

Digital FCU Dividend Checking Account is offered by DCU savings account, a credit union founded in 1979 and based in Marlborough, MA. Digital FCU Dividend Checking Account are available in 50 states (and Washington, DC).

Key Takeaways

• Bonus offer. Open a new account and you can get
• Low APY. The maximum annual percentage yield for this account is only 0.05%.
• $0 monthly account fees available. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $2,500.
• No minimum initial deposit. There is no minimum balance required to open an account online.
• No ATM fees. Digital FCU Dividend Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $0.75 for out-of-network ATM transactions.
• ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through Digital Federal Credit Union.
• Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.

DCU checking account Pros & Cons

DCU checking account FAQ

Are checking accounts from Digital Federal Credit Union federally insured?

Yes, your Digital Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does DCU checking account offer?

DCU checking account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for DCU checking account?

DCU checking account does not require a minimum initial deposit.

What fees does DCU checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does DCU checking account charge overdraft fees?

What features and perks does DCU checking account offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees.
• Fraud monitoring - DCU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
• Mobile Banking Services - DCU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for DCU checking account?

The customer support email for DCU checking account is dcu@dcu.org.