Overview

Where does Digital Federal Credit Union Dividend Checking Account do business?

Digital Federal Credit Union Dividend Checking Account is a credit union based in Marlborough, MA. It was founded in 1979 and offers checking accounts services in 50 states (and Washington, DC).

Digital Federal Credit Union Dividend Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Digital Federal Credit Union Dividend Checking Account were to fall into financial difficulties.

What APY does Digital Federal Credit Union offer?

Digital Federal Credit Union Dividend Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.05% - 0.05%

Digital Federal Credit Union Dividend Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Digital Federal Credit Union Dividend Checking Account?

Digital Federal Credit Union Dividend Checking Account does not have a minimum initial deposit to open an account.

Digital Federal Credit Union Dividend Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$0
Minimum Balance to Avoid Monthly Fee	$2,500

What features and perks does Digital Federal Credit Union Dividend Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
• Fraud monitoring - Digital Federal Credit Union Dividend Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Get paid early - If you fund your account with a payroll direct deposit and request this service, you can collect your salary early.
• Mobile Banking - Digital Federal Credit Union Dividend Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Digital Federal Credit Union Dividend Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Digital Federal Credit Union Dividend Checking Account Fees

Fees	Amount
ATM Out-Of-Network Fee	$0.75
Check Copy Fee	$1
Debit Card Replacement Fee	$10
Non-Sufficient Funds	$30
Overdraft Item Fee	$30
Overdraft Protection Fee (per transfer)	$5
Returned Deposit Fee (International)	$5
Outgoing Domestic Bank Transfer Fee	$15
Outgoing International Bank Transfer Fee	$50
Paper Statement Fee	$2

What features and perks does Digital Federal Credit Union Dividend Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
• Fraud monitoring - Digital Federal Credit Union Dividend Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Get paid early - If you fund your account with a payroll direct deposit and request this service, you can collect your salary early.
• Mobile Banking - Digital Federal Credit Union Dividend Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.