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Digital Federal Credit Union Dividend Checking Account

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Digital Federal Credit Union Dividend Checking Account

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in Checking Accounts

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Overview

Where does Digital Federal Credit Union Dividend Checking Account do business?

Digital Federal Credit Union Dividend Checking Account is a credit union based in Marlborough, MA. It was founded in 1979 and offers checking accounts services in 50 states (and Washington, DC).

Digital Federal Credit Union Dividend Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Digital Federal Credit Union Dividend Checking Account were to fall into financial difficulties.

What APY does Digital Federal Credit Union offer?

Digital Federal Credit Union Dividend Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What features and perks does Digital Federal Credit Union Dividend Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
  • Fraud monitoring - Digital Federal Credit Union Dividend Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Get paid early - If you fund your account with a payroll direct deposit and request this service, you can collect your salary early.
  • Mobile Banking - Digital Federal Credit Union Dividend Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Digital Federal Credit Union Dividend Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

  • Outgoing domestic bank transfers come with a $15 fee.
  • Outoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Digital Federal Credit Union Dividend Checking Account charges $2 every time you request a paper statement.
  • Every returned deposit incurs in a $2 charge.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $10
Paper Statement Fee $2
ATM Fee: Out-of-Network $0.75
NSF Fee $30
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $5
Debit Card Replacement Fee $10
Stop Payment Fee $25
Check Copy $1
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $50
Returned Deposit Fee (International) $5
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Branch Access
  • Debit Card
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Get Paid Early
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.05%

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Reviews

Monthly Fee

ATM Fee: Out-of-Network

Minimum Balance to Avoid Monthly Fee

APY

Digital Federal Credit Union Free Checking Account

Digital Federal Credit Union Free Checking Account

5
3
3
11 total votes
Monthly Fee $0 Monthly Fee
ATM Fee: Out-of-Network $0.75 ATM Fee: Out-of-Network
Minimum Balance to Avoid Monthly Fee $0 Minimum Balance to Avoid Monthly Fee
APY 0% - 0.05%     0% 5%