Digital Federal Credit Union Dividend Checking Account
Unaffiliated
Digital Federal Credit Union Dividend Checking Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.05% |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
Digital Federal Credit Union Dividend Checking Account Review
Digital Federal Credit Union Dividend Checking Account is offered by Digital Federal Credit Union, founded in 1979 and based in Marlborough, MA. Digital Federal Credit Union Dividend Checking Account is available in 51 states across the USA.
Key Takeaways
- Higher than average APY. Digital Federal Credit Union Dividend Checking Account has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $2,500.
- No minimum initial deposit. There is no minimum balance required to open an account.
DCU checking account Pros & Cons
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|---|---|
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DCU checking account FAQ
Are checking accounts from Digital Federal Credit Union federally insured?
No, your Digital Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Digital Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does DCU checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
DCU checking account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for DCU checking account?
DCU checking account does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
What fees does DCU checking account charge?
This account charges a monthly service fee of up to $10.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $1 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 - $10 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $5 |
| Returned Deposit Fee (International) | $5 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | Starting at $0.75 |
Does DCU checking account charge overdraft fees?
Yes, DCU checking account charges a $30 fee for every overdraft.DCU checking account offers overdraft protection at a cost of $5 per transaction.
What features and perks does DCU checking account offer?
This account includes the following features:
What is the customer support email for DCU checking account?
The customer support email for DCU checking account is dcu@dcu.org.
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Contact
- Headquarters
-
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752 USA - Visit Site
- Email Support
Other Services by Digital Federal Credit Union
View all checking accounts offered by Digital Federal Credit Union
Availability
Available in 50 states and Washington, D.C.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
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