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Last Updated: 01/21/2026

First Bank and Trust First Class Club Checking

from First Bank and Trust

Last Updated: 01/21/2026

First Bank and Trust First Class Club Checking logo
Rating not yet determined1 total votes
1 users don't recommend

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0 - $10(Verified 01/21/2026)
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First Bank and Trust First Class Club Checking Review

The First Bank and Trust First Class Club Checking is offered by First Bank and Trust, a bank founded in 1925 and based in Brookings, SD. First Bank and Trust first class club checking is available in 2 states.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$10,000.
  • $100 minimum opening deposit. This is a typical minimum initial deposit.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank and Trust mobile or online banking.

First Bank and Trust first class club checking Pros & Cons

First Bank and Trust first class club checking FAQ

Are checking accounts from First Bank and Trust federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust first class club checking offer?

First Bank and Trust first class club checking is not an interest-bearing account.

What are the account minimums for First Bank and Trust first class club checking?

First Bank and Trust first class club checking requires a minimum initial deposit of $100.

What fees does First Bank and Trust first class club checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $10.

What features and perks does First Bank and Trust first class club checking offer?

This account includes the following features:
  • Fraud monitoring - First Bank and Trust first class club checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank and Trust first class club checking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust first class club checking?

The customer support email for First Bank and Trust first class club checking is info@bankeasy.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

First Bank and Trust First Class Club Checking logo

Message from First Bank and Trust first class club checking

A Checking Account for Every Lifestyle! Paychecks in. Mortgage payments out. Monthly, weekly, quarterly expenses. No matter your money management and cash flow challenges, we offer personal checking solutions that fit – interest-bearing, zero-fee, and low-minimum balances.

First Class Club Checking, An account specially designed for those age 55 and over. Join the Club to access all the benefits. You’ve worked hard all your life – it’s time to reward yourself! The First Class Club rewards members with great travel programs, special rates on interest-bearing accounts, and free services reserved only for Club members!

Contact

Headquarters

520 6th Street
Brookings, SD 57006
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 12:00PM

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Rating not yet determined

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01% - 0.25%
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Monthly Service Fee

$0
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Visit Site

First Bank and Trust Free Checking logo

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0%
Disclaimer popup with additional information

Monthly Service Fee

$0
Disclaimer popup with additional information

First Bank and Trust Real Deal Checking logo

Bonus Offer

$50
Disclaimer popup with additional information

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0%
Disclaimer popup with additional information

Monthly Service Fee

$0
Disclaimer popup with additional information

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

First Bank and Trust First Class Club Checking Community Reviews

Would you recommend First Bank and Trust First Class Club Checking to your friends?

MR

Michael R.

Jan 10, 2023

May or may not recommend

Everything will be fine until you have a problem with a charge. I have been disputing an unauthorized charge for nine months without any resolution. I haven't been presented any evidence in that time that the charge is valid-and the balance is once again showing that I owe it. They seem to have a strategy of making it as hard as possible to communicate by offering only mail and fax ...Show More

Showing 1 of 1 reviews

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