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  First Bank and Trust First Class Club Checking
First Bank and Trust First Class Club Checking
in Checking Accounts from First Bank and Trust · Member FDIC
Unaffiliated

First Bank and Trust First Class Club Checking

Unaffiliated
in Checking Accounts from First Bank and Trust · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee $10,000

First Bank and Trust First Class Club Checking Review

First Bank and Trust First Class Club Checking is offered by First Bank and Trust, a bank founded in 1925 and based in Brookings, SD. First Bank and Trust First Class Club Checking is available in 2 states across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $10,000.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through First Bank and Trust.

First Bank and Trust first class club checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest.
  • Only available in 2 states.
  • Monthly service charge.

First Bank and Trust first class club checking FAQ

Are checking accounts from First Bank and Trust federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust first class club checking offer?

First Bank and Trust first class club checking is not an interest bearing account.

What are the account minimums for First Bank and Trust first class club checking?

First Bank and Trust first class club checking requires a minimum initial deposit of $100 to open an account.

First Bank and Trust First Class Club Checking Minimums
Description
Minimum Combined Balance to Avoid Monthly Fee $1,000
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee $10,000

What fees does First Bank and Trust first class club checking charge?

This account charges a monthly service fee of up to $10.

First Bank and Trust First Class Club Checking Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Image Service $0
Monthly Fee $0 - $10
Online Bill Pay Fee $0

What features and perks does First Bank and Trust first class club checking offer?

This account includes the following features:

  • Fraud monitoring - First Bank and Trust first class club checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank and Trust first class club checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust first class club checking?

The customer support email for First Bank and Trust first class club checking is info@bankeasy.com.

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Message From First Bank and Trust

A Checking Account for Every Lifestyle! Paychecks in. Mortgage payments out. Monthly, weekly, quarterly expenses. No matter your money management and cash flow challenges, we offer personal checking solutions that fit – interest-bearing, zero-fee, and low-minimum balances.

First Class Club Checking, An account specially designed for those age 55 and over. Join the Club to access all the benefits. You’ve worked hard all your life – it’s time to reward yourself! The First Class Club rewards members with great travel programs, special rates on interest-bearing accounts, and free services reserved only for Club members!

Availability

  Available in 2 states
  • Minnesota
  • South Dakota

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $1,000
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee $10,000
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Image Service $0
Online Bill Pay Fee $0
Monthly Fee $0 - $10
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing

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