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  First Bank and Trust of New Orleans Green Checking Account

First Bank and Trust of New Orleans Green Checking Account

in Checking Accounts from First Bank and Trust of New Orleans · fdic

Unaffiliated

First Bank and Trust of New Orleans Green Checking Account

Unaffiliated

in Checking Accounts from First Bank and Trust of New Orleans · Member FDIC

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Highlights
Monthly Fee $0 - $12
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee Starting at $1,500
APY (Annual Percentage Yield) 0% - 0.15%

First Bank and Trust of New Orleans Green Checking Account Review

First Bank and Trust of New Orleans Green Checking Account is offered by First Bank and Trust of New Orleans, a bank founded in 1991 and based in New Orleans, LA. First Bank and Trust of New Orleans Green Checking Account is available in 3 states across the USA.

Key Takeaways
  • $300 Bonus offer. Open a new account and you can get up to $300 (see terms and conditions for more details).
  • Higher than average APY. First Bank and Trust of New Orleans Green Checking Account has an annual percentage yield of up to .15%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $12, but the fee is waived if you keep a minimum balance of $1,500.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through First Bank and Trust of New Orleans.
First Bank and Trust checking account Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • Does not offer mobile check deposits.
  • Only available in 3 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
First Bank and Trust checking account FAQ

Are checking accounts from First Bank and Trust of New Orleans federally insured?

Yes, your First Bank and Trust of New Orleans checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust checking account offer?

First Bank and Trust checking account offers an APY starting at 0% and ranging up to .15% (APY stands for annual percentage yield, rates may change).

First Bank and Trust checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0% - .15%

What are the account minimums for First Bank and Trust checking account?

First Bank and Trust checking account requires a minimum initial deposit of $100 to open an account.

First Bank and Trust of New Orleans Green Checking Account Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $1,500

What fees does First Bank and Trust checking account charge?

This account charges a monthly service fee of up to $12.

First Bank and Trust of New Orleans Green Checking Account Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $3
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $12
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $35
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $6
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $23.50
Wire Transfer Fee - International (Incoming) $40
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $1.50

Does First Bank and Trust checking account charge overdraft fees?

Yes, First Bank and Trust checking account charges a $35 fee for every overdraft.

What features and perks does First Bank and Trust checking account offer?

This account includes the following features:

  • $300 Bonus offer. Open a new account and you can get up to $300 (see terms and conditions for more details).
  • Fraud monitoring - First Bank and Trust checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank and Trust checking account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust checking account?

The customer support email for First Bank and Trust checking account is gblossman@fbtonline.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From First Bank and Trust of New Orleans Green Checking Account

Everyday money management is easy and convenient with First Bank and Trust. Choose from a basic account or one that earns interest.

Go Green and Earn More! Going Green means earning premium-tier interest rates.
This account is designed for new customers not currently banking with FBT and must be opened with new money not currently on deposit at FBT. This primary checking account pays interest in tiers if you meet all account qualifiers. Go paperless and earn interest on your balance.

 

Availability

  Available in 3 states
  • Florida
  • Louisiana
  • Mississippi

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $1,500
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0
Check Copy $3
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $12
NSF Fee $35
Overdraft Item Fee $35
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $6
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $23.50
Wire Transfer Fee - International (Incoming) $40
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $1.50
Account Features
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
Signup Bonus $0 - $300
APY (Annual Percentage Yield) 0% - 0.15%

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