Advertiser Disclosure

First Bank and Trust of New Orleans Green Checking Account

in Checking Accounts from First Bank and Trust of New Orleans · Member fdic

Unaffiliated

First Bank and Trust of New Orleans Green Checking Account

Unaffiliated

in Checking Accounts from First Bank and Trust of New Orleans · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	$0 - $12
ATM Fee: Out-of-Network	$1.50
Minimum Balance to Avoid Monthly Fee	$1,500
APY (Annual Percentage Yield)	0% - 0.15%

First Bank and Trust of New Orleans Green Checking Account Review

First Bank and Trust of New Orleans Green Checking Account is offered by First Bank and Trust of New Orleans, a bank founded in 1991 and based in New Orleans, LA. First Bank and Trust of New Orleans Green Checking Account is available in 3 states across the USA.

Key Takeaways

Low APY. The maximum annual percentage yield for this account is only .15%.
Charges a monthly fee. This account charges a monthly maintenance fee of up to $12, but the fee is waived if you keep a minimum balance of $1,500.
$100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Free bill pay. Pay your bills to practically anyone in the United States through First Bank and Trust of New Orleans.
Hard credit pull. First Bank and Trust of New Orleans may require a hard pull on your credit report to open a checking account.

First Bank and Trust of New Orleans Green Checking Account Pros & Cons

Pros	Cons
Interest-yielding account. Access to physical branches. Free debit card Access to a nationwide network of ATMs.	No signup bonus. Does not offer mobile check deposits. Only available in 3 states. Higher than average wire transfer fees. Monthly service charge. Charges a fee on out-of-network ATM transactions.

First Bank and Trust of New Orleans Green Checking Account FAQ

Are checking accounts from First Bank and Trust of New Orleans federally insured?

Yes, your First Bank and Trust of New Orleans checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust of New Orleans Green Checking Account offer?

First Bank and Trust of New Orleans Green Checking Account offers an APY starting at 0% and ranging up to .15% (APY stands for annual percentage yield, rates may change).

First Bank and Trust of New Orleans Green Checking Account Rates and Terms
Rates	Amount
APY (Annual Percentage Yield)	0% - .15%

What are the account minimums for First Bank and Trust of New Orleans Green Checking Account?

First Bank and Trust of New Orleans Green Checking Account requires a minimum initial deposit of $100 to open an account.

First Bank and Trust of New Orleans Green Checking Account Account Minimums
Description	Amount
Minimum Opening Deposit	$100
Minimum Balance to Avoid Monthly Fee	$1,500

What fees does First Bank and Trust of New Orleans Green Checking Account charge?

This account charges a monthly maintenance fee of up to $12.

First Bank and Trust of New Orleans Green Checking Account Fees
Description
ATM Fee: In-Network	$0
Bank Teller Fee	$0
Check Cashing Fee	$0
Check Copy	$3
Debit Card Replacement Fee	$5
Early Account Closure	$25
Foreign Transaction Fee (Debit Card)	1%
Monthly Fee	$0 - $12
NSF Fee	$35
Online Bill Pay Fee	$0
Overdraft Item Fee	$35
Paper Statement Fee	$3
Returned Deposit Fee (Domestic)	$6
Stop Payment Fee	$35
Wire Transfer Fee - Domestic (Incoming)	$15
Wire Transfer Fee - Domestic (Outgoing)	$23.50
Wire Transfer Fee - International (Incoming)	$40
Wire Transfer Fee - International (Outgoing)	$45
ATM Fee: Out-of-Network	$1.50

What features and perks does First Bank and Trust of New Orleans Green Checking Account offer?

This account includes the following features:

Fraud monitoring - First Bank and Trust of New Orleans Green Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Bank and Trust of New Orleans Green Checking Account allows you to manage your money online.
Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.