First Citizens Bank Free Checking Account

First Citizens Bank Free Checking Account Review

First Citizens Bank Free Checking Account is offered by First Citizens Bank, a bank founded in 1898 and based in Raleigh, NC. First Citizens Bank Free Checking Account is available in 19 states across the USA.

Key Takeaways

• Bonus offer. Open a new account and you can get
• 0% APY. As with most checking accounts, First Citizens Bank Free Checking Account does not pay interest.
• $0 monthly fee. This account does not charge any monthly account fees.
• Bill pay. Pay your bills to practically anyone in the United States through First Citizens Bank.

First Citizens Bank checking account Pros & Cons

First Citizens Bank checking account FAQ

Are checking accounts from First Citizens Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #11063). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Citizens Bank checking account offer?

First Citizens Bank checking account is not an interest-bearing account.

What are the account minimums for First Citizens Bank checking account?

First Citizens Bank checking account requires a minimum initial deposit of $50 to open an account.

What fees does First Citizens Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does First Citizens Bank checking account charge overdraft fees?

What features and perks does First Citizens Bank checking account offer?

This account includes the following features:

• Fraud monitoring - First Citizens Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - First Citizens Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Citizens Bank checking account?

The customer support email for First Citizens Bank checking account is fcdirect@firstcitizens.com.

How do people rate the customer service and user experience of First Citizens Bank checking account?

Overall, First Citizens Bank checking account is mostly recommended based on community reviews that rate customer service and user experience.