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  First Horizon Bank SmartView Checking Account
First Horizon Bank SmartView Checking Account
in Checking Accounts from First Horizon Bank · Member FDIC
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First Horizon Bank SmartView Checking Account

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in Checking Accounts from First Horizon Bank · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee Starting at $15
Minimum Balance to Avoid Monthly Fee Starting at $5

First Horizon Bank SmartView Checking Account Review

First Horizon Bank SmartView Checking Account is offered by First Horizon Bank, a bank founded in 1864 and based in Memphis, TN. First Horizon Bank SmartView Checking Account is available in 6 states across the USA.

Key Takeaways

  • No ATM fees. First Horizon Bank SmartView Checking Account does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through First Horizon Bank.

First Horizon checking account Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in 6 states.
  • Higher than average wire transfer fees.

First Horizon checking account FAQ

Are checking accounts from First Horizon Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #4977). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Horizon checking account offer?

First Horizon Bank does not provide interest rate information until a customer applies for a new account.

What are the account minimums for First Horizon checking account?

First Horizon checking account requires a minimum initial deposit of $50 to open an account.

First Horizon Bank SmartView Checking Account Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $5
Minimum Combined Balance to Avoid Monthly Fee $25,000

What fees does First Horizon checking account charge?

First Horizon Bank SmartView Checking Account Fees
Description
Monthly Fee Starting at $15
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
NSF Fee $37
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $16
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $55
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Cashing Fee $8

Does First Horizon checking account charge overdraft fees?

Yes, First Horizon checking account charges a $35 fee for every overdraft.

What features and perks does First Horizon checking account offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Horizon checking account allows you to manage your money online or with a mobile app.

What is the customer support email for First Horizon checking account?

The customer support email for First Horizon checking account is customerservice@firsthorizon.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From First Horizon checking account

It's time to elevate the everyday. With SmartView Checking, you can do more and get more. SmartView Checking, if you’re looking for an account that’s got a little hustle… just like you. 

All of our checking accounts come with free digital and mobile banking, a free standard debit card, and no ATM fees when you stay in network at more than 600 ATMs across the Southeastern United States. Because we always have your back.

Other Checking Accounts by First Horizon Bank

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Availability

  Available in 6 states
  • Florida
  • North Carolina
  • South Carolina
  • Tennessee
  • Texas
  • Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $5
Minimum Combined Balance to Avoid Monthly Fee $25,000
Monthly Fee Starting at $15
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
NSF Fee $37
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $16
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $55
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Cashing Fee $8
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC

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