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  First Horizon Bank SmartView Checking Account

First Horizon Bank SmartView Checking Account

in Checking Accounts from First Horizon Bank · Member fdic

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First Horizon Bank SmartView Checking Account

Unaffiliated

in Checking Accounts from First Horizon Bank · Member FDIC

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Highlights
Monthly Fee Starting at $15
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $5
APY (Annual Percentage Yield) N/A

First Horizon Bank SmartView Checking Account Review

First Horizon Bank SmartView Checking Account is offered by First Horizon Bank, a bank founded in 1864 and based in Memphis, TN. First Horizon Bank SmartView Checking Account is available in 6 states across the USA.

Key Takeaways
  • No ATM fees. First Horizon Bank SmartView Checking Account does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through First Horizon Bank.
  • Hard credit pull. First Horizon Bank may require a hard pull on your credit report to open a checking account.
First Horizon Bank SmartView Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Only available in 6 states.
  • Higher than average wire transfer fees.
First Horizon Bank SmartView Checking Account FAQ

Are checking accounts from First Horizon Bank federally insured?

Yes, your First Horizon Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #4977). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Horizon Bank SmartView Checking Account offer?

First Horizon Bank does not provide interest rate information until you apply for a new account.

What are the account minimums for First Horizon Bank SmartView Checking Account?

First Horizon Bank SmartView Checking Account requires a minimum initial deposit of $50 to open an account.

First Horizon Bank SmartView Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $50
Minimum Balance to Avoid Monthly Fee $5

What fees does First Horizon Bank SmartView Checking Account charge?

First Horizon Bank SmartView Checking Account Fees
Description
ATM Fee: In-Network $0
Monthly Fee Starting at $15
NSF Fee $37
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $15
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $16
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $55
ATM Fee: Out-of-Network $0

What features and perks does First Horizon Bank SmartView Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Horizon Bank SmartView Checking Account allows you to manage your money online.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 6 states
  • Florida
  • North Carolina
  • South Carolina
  • Tennessee
  • Texas
  • Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee $5
ATM Fee: In-Network $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0
Monthly Fee Starting at $15
NSF Fee $37
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $15
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $16
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $55
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Mobile Banking
  • Interest Bearing Account

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