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  First Horizon Bank SmartView Checking Account

First Horizon Bank SmartView Checking Account

in Checking Accounts from First Horizon Bank · fdic

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First Horizon Bank SmartView Checking Account

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in Checking Accounts from First Horizon Bank · Member FDIC

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Highlights
Monthly Fee Starting at $15
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $5
APY (Annual Percentage Yield) N/A

First Horizon Bank SmartView Checking Account Review

First Horizon Bank SmartView Checking Account is offered by First Horizon Bank, a bank founded in 1864 and based in Memphis, TN. First Horizon Bank SmartView Checking Account is available in 6 states across the USA.

Key Takeaways
  • No ATM fees. First Horizon Bank SmartView Checking Account does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through First Horizon Bank.
First Horizon checking account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in 6 states.
  • Higher than average wire transfer fees.
First Horizon checking account FAQ

Are checking accounts from First Horizon Bank federally insured?

Yes, your First Horizon Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #4977). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Horizon checking account offer?

First Horizon Bank does not provide interest rate information until a customer applies for a new account.

What are the account minimums for First Horizon checking account?

First Horizon checking account requires a minimum initial deposit of $50 to open an account.

First Horizon checking account Account Minimums
Description Amount
Minimum Opening Deposit $50
Minimum Balance to Avoid Monthly Service Fee $5

What fees does First Horizon checking account charge?

First Horizon Bank SmartView Checking Account Fees
Description
ATM Fee: In-Network $0
Monthly Fee Starting at $15
NSF Fee $37
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $15
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $16
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $55
ATM Fee: Out-of-Network $0

Does First Horizon checking account charge overdraft fees?

Yes, First Horizon checking account charges a $25 fee for every overdraft.

First Horizon checking account offers overdraft protection at a cost of $15 per transaction.

What features and perks does First Horizon checking account offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Horizon checking account allows you to manage your money online or with a mobile app.

What is the customer support email for First Horizon checking account?

The customer support email for First Horizon checking account is customerservice@firsthorizon.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 6 states
  • Florida
  • North Carolina
  • South Carolina
  • Tennessee
  • Texas
  • Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee $5
ATM Fee: In-Network $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0
Monthly Fee Starting at $15
NSF Fee $37
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $15
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $16
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $55
Account Features
  • No ATM Fees
  • Member FDIC
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Mobile Banking
  • Interest Bearing Account

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