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  Free Kasasa Cash Checking

Free Kasasa Cash Checking

in Checking Accounts from One American Bank · Member FDIC

Unaffiliated

Free Kasasa Cash Checking

Unaffiliated

in Checking Accounts from One American Bank · Member FDIC

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

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-100% 0% +100%
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Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.01% - 3.5%

Free Kasasa Cash Checking Review

Free Kasasa Cash Checking is offered by One American Bank, a bank founded in 1883 and based in Centerville, SD. Free Kasasa Cash Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 3.5%, which is much higher than the average for a checking account.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. Free Kasasa Cash Checking does not charge fees on ATM transactions.
  • Up to $25 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
  • Free bill pay. Pay your bills to practically anyone in the United States through One American Bank.
  • Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.
Free Kasasa Cash Checking Pros & Cons
Pros Cons
  • Free Visa debit card
  • No monthly service fees
  • No minimum balance to earn rewards
  • Refunds on ATM withdrawal fees, nationwide up to $25 monthly
  • Available in all 50 states.
  • High-interest yield.
  • Free debit card
  • When Kasasa Cash qualifications are not met during the Monthly Qualification Cycle, daily balance in the account earns 0.01% APY and ATM withdrawal fees are not refunded for that Monthly Qualification Cycle.
  • No signup bonus.
  • Not FDIC-insured.
  • Higher than average wire transfer fees.
Free Kasasa Cash Checking FAQ

Are checking accounts from One American Bank federally insured?

Yes, your One American Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Free Kasasa Cash Checking offer?

Free Kasasa Cash Checking offers an APY starting at 0.01% and ranging up to 3.5% (APY stands for annual percentage yield, rates may change).

Free Kasasa Cash Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 3.5%

What are the account minimums for Free Kasasa Cash Checking?

Free Kasasa Cash Checking requires a minimum initial deposit of $50 to open an account.

Free Kasasa Cash Checking Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does Free Kasasa Cash Checking charge?

The good news is that this account does not have a monthly service charge.

Free Kasasa Cash Checking Fees
Description
Monthly Fee $0
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $39
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee $29
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) $10
ATM Reimbursement Monthly Limit $25

What features and perks does Free Kasasa Cash Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $25.
  • Fraud monitoring - Free Kasasa Cash Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Free Kasasa Cash Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
  • Soft credit pull - Free Kasasa Cash Checking performs a soft credit pull so you can check whether you qualify without hurting your credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   549 Broadway
    Centerville, SD 57014
  •   Visit Site

About Free Kasasa Cash Checking

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $50
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0
ATM Reimbursement Monthly Limit $25
Debit Card Replacement Fee $10
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $39
Overdraft Item Fee $29
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Bank Account Features
  • No ATM Fees
  • Debit Card
  • Soft Credit Pull
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • ATM Reimbursement
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.01% - 3.5%

Free Kasasa Cash Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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