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  RBS Citizens Checking Account

RBS Citizens Checking Account

in Checking Accounts from Citizens Bank

Unaffiliated

RBS Citizens Checking Account

Unaffiliated

in Checking Accounts from Citizens Bank

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Monthly Fee $0 - $25
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $3
APY 0.02% - 0.07%

Overview

Where is RBS Citizens Checking Account available?

Citizens Bank is based in Providence, RI. It was founded in 1828 and offers banking services in 11 states across the USA.

Is RBS Citizens Checking Account insured by the FDIC

Deposits in RBS Citizens Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does Citizens Bank offer?

RBS Citizens Checking Account offers an APY starting at 0.02% and ranging up to 0.07% (APY stands for annual percentage yield, rates may change).

RBS Citizens Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.02% - 0.07%

What are the account minimums for RBS Citizens Checking Account?

RBS Citizens Checking Account does not require a minimum initial deposit.
RBS Citizens Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does RBS Citizens Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

RBS Citizens Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $3
Check Copy Fee $5
Check Image Service $3
Non-Sufficient Funds $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $12
Returned Deposit Fee (International) $25
Outgoing Domestic Bank Transfer Fee $30
Incoming Domestic Bank Transfer Fee $18
Outgoing International Bank Transfer Fee $35
Incoming International Bank Transfer Fee $12
Paper Statement Fee $2

What features and perks does RBS Citizens Checking Account offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - RBS Citizens Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 11 states
  • Connecticut
  • Delaware
  • Massachusetts
  • Michigan
  • New Hampshire
  • New Jersey
  • New York
  • Ohio
  • Pennsylvania
  • Rhode Island
  • Vermont

Feature Breakdown

ATM Fee: In-Network $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Monthly Fee $0 - $25
Paper Statement Fee $2
ATM Fee: Out-of-Network $3
NSF Fee $35
Overdraft Protection Fee (per transfer) $12
Overdraft Item Fee $35
Returned Deposit Fee (Domestic) $20
Stop Payment Fee $35
Check Image Service $3
Check Copy $5
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $35
Wire Transfer Fee - International (Incoming) $12
Returned Deposit Fee (International) $25
Wire Transfer Fee - Domestic (Incoming) $18
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
APY 0.02% - 0.07%

Reviews

 
 

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Monthly Fee

Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY

Citizens Bank of Pennsylvania Checking Account
Monthly Fee $0 - $25     $0 $95
Minimum Balance to Avoid Monthly Fee N/A Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $2 ATM Fee: Out-of-Network
APY 0.02% - 0.07%     0% 5%