San Diego County Credit Union High Yield Checking
in Checking Accounts from San Diego County Credit Union
UnaffiliatedSan Diego County Credit Union High Yield Checking
in Checking Accounts from San Diego County Credit Union
Would you recommend San Diego County Credit Union High Yield Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $15 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | $25,000 |
| APY (Annual Percentage Yield) | 0% - 0.15% |
San Diego County Credit Union High Yield Checking Review
San Diego County Credit Union High Yield Checking is offered by San Diego County Credit Union, a credit union founded in 1995 and based in San Diego, CA. San Diego County Credit Union High Yield Checking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only .15%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $15, but the fee is waived if you keep a minimum balance of $25,000.
- Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. San Diego County Credit Union High Yield Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through San Diego County Credit Union.
- Hard credit pull. San Diego County Credit Union may require a hard pull on your credit report to open a checking account.
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Are checking accounts from San Diego County Credit Union federally insured?
Yes, your San Diego County Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does San Diego County Credit Union High Yield Checking offer?
San Diego County Credit Union High Yield Checking offers an APY starting at 0% and ranging up to .15% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0% - .15% |
What are the account minimums for San Diego County Credit Union High Yield Checking?
San Diego County Credit Union High Yield Checking requires a minimum initial deposit of $5,000 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $5000 |
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Balance to Avoid Monthly Fee | $25,000 |
What fees does San Diego County Credit Union High Yield Checking charge?
This account charges a monthly maintenance fee of up to $15.
| Description | |
|---|---|
| Monthly Fee | $0 - $15 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2 |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $30 |
| Early Account Closure | $5 |
| Returned Deposit Fee (Domestic) | $20 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $20 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 2% |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Wire Transfer Fee - International (Incoming) | $5 |
| Returned Deposit Fee (International) | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $5 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does San Diego County Credit Union High Yield Checking offer?
This account includes the following features:
- Fraud monitoring - San Diego County Credit Union High Yield Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - San Diego County Credit Union High Yield Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
6545 Sequence Dr
San Diego, CA 92121 - (877) 732-2848
- Visit Site
Other Services by San Diego County Credit Union
Availability
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Initial Deposit | $5,000 |
| Minimum Balance to Avoid Monthly Fee | $25,000 |
San Diego County Credit Union High Yield Checking Community Reviews
Would you recommend San Diego County Credit Union High Yield Checking to your friends?
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