San Diego County Credit Union High Yield Checking
in Checking Accounts from San Diego County Credit Union · ncua
UnaffiliatedSan Diego County Credit Union High Yield Checking
in Checking Accounts from San Diego County Credit Union · Insured by NCUA
Would you recommend San Diego County Credit Union High Yield Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $15 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | $25,000 |
| APY (Annual Percentage Yield) | 0.03% - 0.05% |
San Diego County Credit Union High Yield Checking Review
San Diego County Credit Union High Yield Checking is offered by San Diego County Credit Union, a credit union founded in 1995 and based in San Diego, CA. San Diego County Credit Union High Yield Checking is available in 1 state across the USA.
- Higher than average APY. San Diego County Credit Union High Yield Checking has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $100.
- Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $25,000.
- Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Bill pay. Pay your bills to practically anyone in the United States through San Diego County Credit Union.
| Pros | Cons |
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Are checking accounts from San Diego County Credit Union federally insured?
Yes, your San Diego County Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does SDCCU checking account offer?
SDCCU checking account offers an APY starting at 0.03% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $100.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.03% - 0.05% |
What are the account minimums for SDCCU checking account?
SDCCU checking account requires a minimum initial deposit of $5,000 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $5000 |
| APY Minimum Balance | $100 |
| Minimum Balance to Avoid Monthly Service Fee | $25,000 |
What fees does SDCCU checking account charge?
This account charges a monthly service fee of up to $15.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Cashing Fee | $3 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $5 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $15 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $20 |
| Returned Deposit Fee (International) | $20 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $5 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $5 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $2 |
Does SDCCU checking account charge overdraft fees?
Yes, SDCCU checking account charges a $30 fee for every overdraft.SDCCU checking account offers overdraft protection at a cost of $5 per transaction.
What features and perks does SDCCU checking account offer?
This account includes the following features:
- Fraud monitoring - SDCCU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - SDCCU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
How do people rate the customer service and user experience of SDCCU checking account?
Overall, SDCCU checking account is strongly not recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
6545 Sequence Dr
San Diego, CA 92121 - (877) 732-2848
- Visit Site
Other Services by San Diego County Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $100 |
| Minimum Opening Deposit | Starting at $5,000 |
| Minimum Balance to Avoid Monthly Fee | $25,000 |
San Diego County Credit Union High Yield Checking Community Reviews
Would you recommend San Diego County Credit Union High Yield Checking to your friends?
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