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  Security Service Federal Credit UnionPower Protected Checking

Security Service Federal Credit UnionPower Protected Checking

in Checking Accounts from Security Service Federal Credit Union

Unaffiliated

Security Service Federal Credit UnionPower Protected Checking

Unaffiliated

in Checking Accounts from Security Service Federal Credit Union

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Highlights
Highlights
Community Rating

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Monthly Fee $0 - $6
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05% - 0.53%

Security Service Federal Credit UnionPower Protected Checking Review

Security Service Federal Credit UnionPower Protected Checking is offered by Security Service Federal Credit Union, a credit union founded in 1973 and based in San Antonio, TX. Security Service Federal Credit UnionPower Protected Checking is available in 3 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.53%, and you must keep a minimum balance of $1.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $6.
  • Large minimum initial deposit. You need a minimum deposit of $100 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
  • No ATM fees. Security Service Federal Credit UnionPower Protected Checking does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Security Service Federal Credit Union.
  • Hard credit pull. Security Service Federal Credit Union may require a hard pull on your credit report to open a checking account.
Security Service Federal Credit UnionPower Protected Checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Not FDIC-insured.
  • Only available in 3 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Security Service Federal Credit UnionPower Protected Checking FAQ

Are checking accounts from Security Service Federal Credit Union federally insured?

Yes, your Security Service Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Security Service Federal Credit UnionPower Protected Checking offer?

Security Service Federal Credit UnionPower Protected Checking offers an APY starting at 0.05% and ranging up to 0.53% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1.

Security Service Federal Credit UnionPower Protected Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.53%

What are the account minimums for Security Service Federal Credit UnionPower Protected Checking?

Security Service Federal Credit UnionPower Protected Checking requires a minimum initial deposit of $100 to open an account.

Security Service Federal Credit UnionPower Protected Checking Account Minimums
Description Amount
Minimum Initial Deposit $100
APY Minimum Balance $1
Minimum Combined Balance to Avoid Monthly Fee $100

What fees does Security Service Federal Credit UnionPower Protected Checking charge?

This account charges a monthly maintenance fee of up to $6.

Security Service Federal Credit UnionPower Protected Checking Fees
Description
Monthly Fee $0 - $6
Paper Statement Fee $3
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1.50
NSF Fee $32.50
Overdraft Protection Fee (per transfer) $2
Overdraft Item Fee $32.50
Early Account Closure $25
Returned Deposit Fee (Domestic) $32.50
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee $5
Online Bill Pay Fee $0
Stop Payment Fee $20
Check Image Service $0.25
Check Copy $0.25
Foreign Transaction Fee (Debit Card) 0.9%
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $61
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $32.50
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does Security Service Federal Credit UnionPower Protected Checking offer?

This account includes the following features:

  • Fraud monitoring - Security Service Federal Credit UnionPower Protected Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Security Service Federal Credit UnionPower Protected Checking allows you to manage your money online.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by Security Service Federal Credit Union

Availability

  Available in 3 states
  • Colorado
  • Texas
  • Utah

Feature Breakdown

APY Minimum Balance $1
Minimum Combined Balance to Avoid Monthly Fee $100
Minimum Initial Deposit $100
ATM Fee: In-Network $0
Check Copy $0.25
Check Image Service $0.25
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Check Cashing Fee $5
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 0.9%
Monthly Fee $0 - $6
NSF Fee $32.50
Overdraft Item Fee $32.50
Overdraft Protection Fee (per transfer) $2
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $32.50
Returned Deposit Fee (International) $32.50
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $61
ATM Fee: Out-of-Network $1.50
Bank Account Features
  • No ATM Fees
  • IRAs
  • NCUA Member
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
APY (Annual Percentage Yield) 0.05% - 0.53%

Security Service Federal Credit UnionPower Protected Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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