Security Service FCU Power Protected Checking

Security Service FCU Power Protected Checking Review

Security Service FCU Power Protected Checking is offered by Security Service Federal Credit Union, a credit union founded in 1973 and based in San Antonio, TX. Security Service FCU Power Protected Checking are available in 3 states across the USA.

Key Takeaways

• Higher than average APY. Security Service FCU Power Protected Checking has an annual percentage yield of up to 0.79%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1.
• Charges a monthly fee. This account charges a monthly service fee of up to $6.
• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• No ATM fees. Security Service FCU Power Protected Checking does not charge fees on ATM transactions within its network but there is a fee of up to $1.50 for out-of-network ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through Security Service Federal Credit Union.

SSFCU Power Protected checking Pros & Cons

SSFCU Power Protected checking FAQ

Are checking accounts from Security Service Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does SSFCU Power Protected checking offer?

SSFCU Power Protected checking offers an APY starting at 0.05% and ranging up to 0.79% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1.

What are the account minimums for SSFCU Power Protected checking?

SSFCU Power Protected checking requires a minimum initial deposit of $100 to open an account.

What fees does SSFCU Power Protected checking charge?

This account charges a monthly service fee of up to $6.

Does SSFCU Power Protected checking charge overdraft fees?

What features and perks does SSFCU Power Protected checking offer?

This account includes the following features:

• Fraud monitoring - SSFCU Power Protected checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - SSFCU Power Protected checking allows you to manage your money online or with a mobile app.

What is the customer support email for SSFCU Power Protected checking?

The customer support email for SSFCU Power Protected checking is serviceteam@ssfcu.org.