Security Service FCU Power Protected Checking
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% - 0.79% (Verified 08/09/2022) |
| Monthly Fee | $0 - $6 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Security Service FCU Power Protected Checking Review
Security Service FCU Power Protected Checking is offered by Security Service Federal Credit Union, founded in 1973 and based in San Antonio, TX. Security Service FCU Power Protected Checking is available in 3 states across the USA.
- Higher than average APY. Security Service FCU Power Protected Checking has an annual percentage yield of up to 0.79%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1.
- Charges a monthly fee. This account charges a monthly service fee of up to $6.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
| Pros | Cons |
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Are checking accounts from Security Service Federal Credit Union federally insured?
No, your Security Service Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Security Service Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does SSFCU Power Protected checking offer?
SSFCU Power Protected checking offers an APY starting at 0.05% and ranging up to 0.79% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 0.79% |
What are the account minimums for SSFCU Power Protected checking?
SSFCU Power Protected checking requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $1 |
| Minimum Combined Balance to Avoid Monthly Fee | $100 |
| Minimum Opening Deposit | Starting at $100 |
What fees does SSFCU Power Protected checking charge?
This account charges a monthly service fee of up to $6.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Cashing Fee | $5 |
| Check Copy | $0.25 |
| Check Image Service | $0.25 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 0.9% |
| Monthly Fee | $0 - $6 |
| NSF Fee | $32.50 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $32.50 |
| Overdraft Protection Fee (per transfer) | $2 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $32.50 |
| Returned Deposit Fee (International) | $32.50 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $61 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
Does SSFCU Power Protected checking charge overdraft fees?
Yes, SSFCU Power Protected checking charges a $32.50 fee for every overdraft.SSFCU Power Protected checking offers overdraft protection at a cost of $2 per transaction.
What features and perks does SSFCU Power Protected checking offer?
This account includes the following features:
What is the customer support email for SSFCU Power Protected checking?
The customer support email for SSFCU Power Protected checking is serviceteam@ssfcu.org.
How do people rate the customer service and user experience of SSFCU Power Protected checking?
Overall, SSFCU Power Protected checking is mostly not recommended based on community reviews that rate customer service and user experience.
Message From Security Service Federal Credit Union
Contact
- Headquarters
-
16211 La Cantera
San Antonio, TX 78256 USA - (210) 476-4000
- Visit Site
- Email Support
Other Services by Security Service Federal Credit Union
Availability
- Colorado
- Texas
- Utah
Feature Breakdown
| Minimum Balance to Earn APY | $1 |
| Minimum Combined Balance to Avoid Monthly Fee | $100 |
| Minimum Opening Deposit | Starting at $100 |
Security Service FCU Power Protected Checking Community Reviews
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