Security Service Federal Credit UnionPower Protected Checking
in Checking Accounts from Security Service Federal Credit Union · Member ncua
UnaffiliatedSecurity Service Federal Credit UnionPower Protected Checking
in Checking Accounts from Security Service Federal Credit Union · Member NCUSIF
Would you recommend Security Service Federal Credit UnionPower Protected Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $6 |
| ATM Fee: Out-of-Network | $1.50 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.05% - 0.49% |
Security Service Federal Credit UnionPower Protected Checking Review
Security Service Federal Credit UnionPower Protected Checking is offered by Security Service Federal Credit Union, a credit union founded in 1973 and based in San Antonio, TX. Security Service Federal Credit UnionPower Protected Checking is available in 3 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.49%.
- Charges a monthly fee. This account charges a monthly service fee of up to $6, but there are ways to waive the fee.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Security Service Federal Credit UnionPower Protected Checking does not charge fees on ATM transactions within its network but there is a fee of up to $1.50 for out-of-network ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Security Service Federal Credit Union.
- Hard credit pull. Security Service Federal Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
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Are checking accounts from Security Service Federal Credit Union federally insured?
Yes, your Security Service Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Security Service Federal Credit UnionPower Protected Checking offer?
Security Service Federal Credit UnionPower Protected Checking offers an APY starting at 0.05% and ranging up to 0.49% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 0.49% |
What are the account minimums for Security Service Federal Credit UnionPower Protected Checking?
Security Service Federal Credit UnionPower Protected Checking requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $100 |
| APY Minimum Balance | $1 |
| Minimum Combined Balance to Avoid Monthly Service Fee | $100 |
What fees does Security Service Federal Credit UnionPower Protected Checking charge?
This account charges a monthly service fee of up to $6.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Cashing Fee | $5 |
| Check Copy | $0.25 |
| Check Image Service | $0.25 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 0.9% |
| Monthly Fee | $0 - $6 |
| NSF Fee | $32.50 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $32.50 |
| Overdraft Protection Fee (per transfer) | $2 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $32.50 |
| Returned Deposit Fee (International) | $32.50 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $61 |
| ATM Fee: Out-of-Network | $1.50 |
Does Security Service Federal Credit UnionPower Protected Checking charge overdraft fees?
Yes, Security Service Federal Credit UnionPower Protected Checking charges a $32.50 fee for every overdraft fee.Security Service Federal Credit UnionPower Protected Checking offers overdraft protection at a cost of $2 per transaction.
What features and perks does Security Service Federal Credit UnionPower Protected Checking offer?
This account includes the following features:
- Fraud monitoring - Security Service Federal Credit UnionPower Protected Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Security Service Federal Credit UnionPower Protected Checking allows you to manage your money online or with a mobile app.
How do people rate the customer service and user experience of Security Service Federal Credit UnionPower Protected Checking?
Overall, Security Service Federal Credit UnionPower Protected Checking is mostly not recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
16211 La Cantera
San Antonio, TX 78256 - Visit Site
Other Services by Security Service Federal Credit Union
Availability
- Colorado
- Texas
- Utah
Feature Breakdown
| APY Minimum Balance | $1 |
| Minimum Combined Balance to Avoid Monthly Fee | $100 |
| Minimum Opening Deposit | Starting at $100 |
Security Service Federal Credit UnionPower Protected Checking Community Reviews
Would you recommend Security Service Federal Credit UnionPower Protected Checking to your friends?
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