SuperMoney
  Security Service FCU Power Protected Checking
Security Service FCU Power Protected Checking
in Checking Accounts from Security Service Federal Credit Union
Unaffiliated

Security Service FCU Power Protected Checking

Unaffiliated
in Checking Accounts from Security Service Federal Credit Union
Net Recommendation Score -50  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
2 users are unsure
2 users don't recommend
Explore a similar product
Try this top product in Checking Accounts.
Aspiration Spend & Save Account
Aspiration Spend & Save Account 112 reviews
Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05% - 0.79%
(Verified 08/09/2022)
Monthly Fee $0 - $6
Minimum Balance to Avoid Monthly Fee N/A

Security Service FCU Power Protected Checking Review

Security Service FCU Power Protected Checking is offered by Security Service Federal Credit Union, founded in 1973 and based in San Antonio, TX. Security Service FCU Power Protected Checking is available in 3 states across the USA.

Key Takeaways
  • Higher than average APY. Security Service FCU Power Protected Checking has an annual percentage yield of up to 0.79%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1.
  • Charges a monthly fee. This account charges a monthly service fee of up to $6.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
SSFCU Power Protected checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 3 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
SSFCU Power Protected checking FAQ

Are checking accounts from Security Service Federal Credit Union federally insured?

No, your Security Service Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Security Service Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does SSFCU Power Protected checking offer?

SSFCU Power Protected checking offers an APY starting at 0.05% and ranging up to 0.79% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1.

SSFCU Power Protected checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 0.79%

What are the account minimums for SSFCU Power Protected checking?

SSFCU Power Protected checking requires a minimum initial deposit of $100 to open an account.

Security Service FCU Power Protected Checking Minimums
Description
Minimum Balance to Earn APY $1
Minimum Combined Balance to Avoid Monthly Fee $100
Minimum Opening Deposit Starting at $100

What fees does SSFCU Power Protected checking charge?

This account charges a monthly service fee of up to $6.

Security Service FCU Power Protected Checking Fees
Description
ATM Fee: In-Network $0
Check Cashing Fee $5
Check Copy $0.25
Check Image Service $0.25
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 0.9%
Monthly Fee $0 - $6
NSF Fee $32.50
Online Bill Pay Fee $0
Overdraft Item Fee $32.50
Overdraft Protection Fee (per transfer) $2
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $32.50
Returned Deposit Fee (International) $32.50
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $61
ATM Fee: Out-of-Network Starting at $1.50

Does SSFCU Power Protected checking charge overdraft fees?

Yes, SSFCU Power Protected checking charges a $32.50 fee for every overdraft.

SSFCU Power Protected checking offers overdraft protection at a cost of $2 per transaction.

What features and perks does SSFCU Power Protected checking offer?

This account includes the following features:

What is the customer support email for SSFCU Power Protected checking?

The customer support email for SSFCU Power Protected checking is serviceteam@ssfcu.org.

How do people rate the customer service and user experience of SSFCU Power Protected checking?

Overall, SSFCU Power Protected checking is mostly not recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Security Service Federal Credit Union

Power Protected Checking includes 24/7 in-depth identity theft protection, dark web and social media monitoring, high interest, mobile phone coverage, and convenient access to your money at 30,000 free ATMs across the country. Power Protected Checking. Protect your phone. Protect your identity. You can’t live without it. We’ve got your back with in-depth monitoring and recovery services.

 

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday 9:00am - 2:00pm

Other Services by Security Service Federal Credit Union

Availability

  Available in 3 states
  • Colorado
  • Texas
  • Utah

Feature Breakdown

Minimum Balance to Earn APY $1
Minimum Combined Balance to Avoid Monthly Fee $100
Minimum Opening Deposit Starting at $100
ATM Fee: In-Network $0
Check Copy $0.25
Check Image Service $0.25
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Check Cashing Fee $5
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 0.9%
Monthly Fee $0 - $6
NSF Fee $32.50
Overdraft Item Fee $32.50
Overdraft Protection Fee (per transfer) $2
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $32.50
Returned Deposit Fee (International) $32.50
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $61
ATM Fee: Out-of-Network Starting at $1.50
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • IRAs
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.05% - 0.79%
(Verified 08/09/2022)

Security Service FCU Power Protected Checking Community Reviews

 

Would you recommend Security Service FCU Power Protected Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by