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Union Bank Checking Account

in Checking Accounts

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Union Bank Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
2 users don't recommend
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Overview

Where does Union Bank Checking Account do business?

Union Bank Checking Account is based in San Francisco, CA. It was founded in 1864 and offers checking accounts services in 50 states (and Washington, DC).

Union Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Union Bank offer?

Union Bank Checking Account offers an APY starting at 0.01% and ranging up to .05% (APY stands for annual percentage yield, rates may change).

What features and perks does Union Bank Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - Union Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does Union Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $1 fee.
  • Outoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $1 fee.
  • Union Bank Checking Account charges a $25 fee for an early account closure. Contact Union Bank Checking Account for more details on what is considered an early closure.
  • Union Bank Checking Account charges $2 every time you request a paper statement.
  • Every returned deposit incurs in a $2 charge.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $100
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Monthly Fee $0 - $30
Paper Statement Fee $2
ATM Fee: Out-of-Network $2
NSF Fee $33
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $33
Early Account Closure $25
Returned Deposit Fee (Domestic) $6
Stop Payment Fee $30
Check Image Service $3
Foreign Transaction Fee (Debit Card) 2%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $1
Returned Deposit Fee (International) $6
Wire Transfer Fee - Domestic (Incoming) $1
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
APY 0.01% - 0.05%

Reviews

 
 

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