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  Union Bank Checking Account

Union Bank Checking Account

in Checking Accounts from Union Bank

Unaffiliated

Union Bank Checking Account

Unaffiliated

in Checking Accounts from Union Bank

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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2 users don't recommend
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Highlights
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0 - $30
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2
APY (Annual Percentage Yield) 0.01% - 0.05%

Union Bank Checking Account Review

Union Bank Checking Account is offered by Union Bank, a bank founded in 1864 and based in San Francisco, CA. Union Bank Checking Account is available in 50 states (and Washington, DC).

Are checking accounts from Union Bank federally insured?

Yes, your Union Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Union Bank offer?

Union Bank Checking Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

Union Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 0.05%

What are the account minimums for Union Bank Checking Account?

Union Bank Checking Account requires a minimum initial deposit of $100 to open an account.

Union Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $100

What fees does Union Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

Union Bank Checking Account Fees
Description
Monthly Fee $0 - $30
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2
NSF Fee $33
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $33
Early Account Closure $25
Returned Deposit Fee (Domestic) $6
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service $3
Check Copy N/A
Foreign Transaction Fee (Debit Card) 2%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $1
Returned Deposit Fee (International) $6
Wire Transfer Fee - Domestic (Incoming) $1
ATM Reimbursement Monthly Limit N/A

What features and perks does Union Bank Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Union Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $100
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Check Image Service $3
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0 - $30
NSF Fee $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $6
Returned Deposit Fee (International) $6
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $1
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $1
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.01% - 0.05%

Union Bank Checking Account Community Reviews

 

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