Union Bank Freely Checking
Explore a similar product
Try this top product in Checking Accounts.
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Union Bank Freely Checking Review
Union Bank Freely Checking is offered by Union Bank, founded in 1864 and based in San Francisco, CA. Union Bank Freely Checking is available in 51 states across the USA.
- 0% APY. As with most checking accounts, Union Bank Freely Checking does not pay interest.
- Small minimum initial deposit. You only need $1 to open an account.
| Pros | Cons |
|---|---|
|
|
Are checking accounts from Union Bank federally insured?
No, your Union Bank checking accounts are not insured by a federal insurance agency. This means that if Union Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Union Bank checking account offer?
Union Bank checking account is not an interest-bearing account.
What are the account minimums for Union Bank checking account?
Union Bank checking account requires a minimum initial deposit of $1 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $1 |
What fees does Union Bank checking account charge?
This account charges a monthly service fee of $0.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $2 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 |
| NSF Fee | $33 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $6 |
| Returned Deposit Fee (International) | $6 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $1 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $1 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | Starting at $0 |
Does Union Bank checking account charge overdraft fees?
Yes, Union Bank checking account charges a $33 fee for every overdraft.Union Bank checking account offers overdraft protection at a cost of $10 per transaction.
What features and perks does Union Bank checking account offer?
This account includes the following features:
What is the customer support email for Union Bank checking account?
The customer support email for Union Bank checking account is customer@unionbank.com.
How do people rate the customer service and user experience of Union Bank checking account?
Overall, Union Bank checking account is strongly not recommended based on community reviews that rate customer service and user experience.
Message From Union Bank
Contact
- Headquarters
-
400 California Street 1st Floor
New York
San Francisco, CA 94104 USA - Visit Site
- Email Support
Other Services by Union Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $1 |
Union Bank Freely Checking Community Reviews
Would you recommend Union Bank Freely Checking to your friends?
Other Checking Accounts
- America First Credit Union Classic Checking
- Arvest Preferred Club Checking Account
- Capital Bank Free Checking Account
- Community First CU Local Non-Profit Account
- FB&T Simple Checking
- Golden 1 Credit Union Premium Checking Account
- Members First CU Florida Checking Account
- Members First Credit Union Texas Student Checking
- Northpointe Bank Free Checking Account
- Redwood Capital Bank Platinum Plus Checking Account
- State Farm Interest Checking
- VyStar Credit Union Free Checking Account
