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Last Updated: 04/18/2025

American Express CreditSecure

in Credit Monitoring Services from American Express® National Bank

Last Updated: 04/18/2025

American Express CreditSecure logo
Mostly not recommended7 total votes
2 users recommend
1 users are unsure
4 users don't recommend
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Highlights

Community Rating

Mostly not recommended

Fix Credit Report Errors


Identity Protection

  • Identity Theft Monitoring
  • Identity Restoration Support

Monthly Service Fee

$1 - $16.99(Verified 06/21/2024)
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Number of Reviews

7

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American Express CreditSecure Review

American Express CreditSecure Pros & Cons

American Express CreditSecure FAQ

What is American Express CreditSecure?

American Express® National Bank is based in New York, NY and was founded in 1850. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as American Express CreditSecure.

How much is American Express CreditSecure?

American Express CreditSecure charges a monthly fee that ranges from $1 up to $16.99.

Does American Express CreditSecure offer a trial?

No, American Express CreditSecure does not offer a free trial.

How accurate is American Express CreditSecure?

American Express CreditSecure is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.
American Express CreditSecure offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.
Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.
American Express CreditSecure offers access to the credit reports mentioned below.
Credit scores also vary depending on the model used, such as Vantage or FICO®. American Express CreditSecure does not give you access to your FICO® Score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.

How often does American Express CreditSecure update?

American Express CreditSecure allows you to check an updated version of your credit report

What features does American Express CreditSecure offer?

Here is a summary of the features American Express CreditSecure offers.

Does American Express CreditSecure offer identity protection?

American Express CreditSecure does not provide identity protection services.

Does American Express® National Bank help with fixing credit report errors?

Yes, American Express® National Bank helps dispute incorrect or incomplete items on their credit reports.

Does American Express® National Bank help you put a credit freeze on your credit report?

No, American Express® National Bank does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

How to contact American Express® National Bank?

The easiest way to contact American Express® National Bank is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

How to cancel American Express CreditSecure membership?

To cancel your American Express® National Bank membership, log in as you usually do. Go to your profile or account page and request a membership cancellation.

How can I join American Express® National Bank?

  1. Visit the American Express® National Bank website.
  2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
  3. Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

American Express CreditSecure logo

Message from American Express CreditSecure

Since 1850, American Express has worked to make a difference in our customers' lives in ways that matter most to them.Since our earliest days, we’ve strived to find new ways to enrich our customers’ lives, have their backs and provide our special brand of service, in ways both big and small. Even as our business transformed – from freight forwarding to travel to cards to innovative digital products and services – one thing has remained constant: our unwavering commitment to earn our customers’ loyalty for the long haul. That standard of excellence guides us today. We promise to understand, respect and back our customers, and help them on their personal journeys. Because when our customers thrive, so do we.

You worked hard to build your credit. Let us help you keep an eye on it. Receive alerts for compromised personal data, potential fraud and at-risk personally identifiable information for you and your children. Refresh your FICO Scores and 3-bureau credit reports every 30 days, receive alerts for changes in scores and reports, and access tools to help you understand which factors contribute to your score. Speak to dedicated representatives if you suspect fraud, lose your wallet or need help understanding your credit report.

Contact

Headquarters

World Financial Center
200 Vesey Street
New York, NY 10285
Visit Site

Hours of Operation

Sunday
7:00AM - 12:00AM
Monday
7:00AM - 12:00AM
Tuesday
7:00AM - 12:00AM
Wednesday
7:00AM - 12:00AM
Thursday
7:00AM - 12:00AM
Friday
7:00AM - 12:00AM
Saturday
7:00AM - 12:00AM

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