American Express CreditSecure Review

What is American Express CreditSecure?

American Express National Bank is based in New York, NY and was founded in 1850. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as American Express CreditSecure.

How much is American Express CreditSecure?

American Express CreditSecure charges a monthly fee that ranges from $1 up to $16.99.

How accurate is American Express CreditSecure?

American Express CreditSecure is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

American Express CreditSecure offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

American Express CreditSecure offers access to the credit reports mentioned below.

Credit Bureau Reporting Options

Experian Equifax TransUnion

Credit scores also vary depending on the model used, such as Vantage or FICO 8. American Express CreditSecure gives you access to your FICO score, which is the model most widely used by lenders.

What features does American Express CreditSecure offer?

There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features American Express CreditSecure offers.

American Express CreditSecure Features

Description
Credit Bureau Reporting	Equifax Experian TransUnion
Credit Monitoring Features	Credit Change Alerts Dispute Help FICO Score Available Triple Bureau Credit Monitoring
Credit Report Frequency	Monthly
Identity Protection	Identity Restoration Support Identity Theft Monitoring

How to contact American Express CreditSecure?

The easiest way to contact American Express CreditSecure is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

How does American Express CreditSecure compare to other credit monitoring companies?

Pros & Cons of American Express CreditSecure

Pros	Cons
Offers access to the data of multiple credit bureaus. Experian's credit report. TransUnion's credit report. Equifax's credit report. FICO Score available. Helps with disputing errors on your credit report. Access to all three national credit bureau reports. Provides identity protection.	Will not help you with freezing your credit report. No free credit monitoring. No free trial available. Does not allow you to check your updated credit report anytime you want.