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American Express CreditSecure

in Credit Monitoring Tools from American Express CreditSecure

Unaffiliated

American Express CreditSecure

Unaffiliated

in Credit Monitoring Tools from American Express CreditSecure

SuperMoney Net Recommendation Score -40% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
1 user is unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Max Monthly Fee $16.99
Identity Theft Insurance? No
Triple Bureau Credit Monitoring? Yes
Number of Reviews 5

American Express CreditSecure Review

What is American Express CreditSecure?

American Express CreditSecure is based in New York, NY and was founded in 1850. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as American Express CreditSecure.

How much is American Express CreditSecure?

American Express CreditSecure charges a monthly fee that ranges from $1 up to $16.99.

Does American Express CreditSecure offer free credit monitoring services?

No, American Express CreditSecure does not offer free credit monitoring.

Does American Express CreditSecure offer a free trial?

No, American Express CreditSecure does not offer a free trial.

How accurate is American Express CreditSecure?

American Express CreditSecure is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

American Express CreditSecure offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

American Express CreditSecure offers access to the credit reports mentioned below.

Credit Bureau Reporting Options
  • Experian
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. American Express CreditSecure gives you access to your FICO score, which is the model most widely used by lenders.

    How often does American Express CreditSecure update?

    American Express CreditSecure allows you to check an updated version of your credit report monthly.

    What features does American Express CreditSecure offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features American Express CreditSecure offers.

    American Express CreditSecure Features
    Description
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Dispute Help
    • FICO Score Available
    • Triple Bureau Credit Monitoring
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Monitoring

    Does American Express CreditSecure offer identity protection?

    American Express CreditSecure offers the following identity protection service.
    Identity Protection Options
    Supported Options Unsupported Options
  • Identity Theft Monitoring
  • Identity Restoration Support
  • Identity Theft Insurance
  • Does American Express CreditSecure help with fixing credit report errors?

    Yes, American Express CreditSecure helps dispute incorrect or incomplete items on their credit reports.

    Does American Express CreditSecure help you put a credit freeze on your credit report?

    No, American Express CreditSecure does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact American Express CreditSecure?

    The easiest way to contact American Express CreditSecure is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

    How to cancel American Express CreditSecure?

    To cancel your American Express CreditSecure account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join American Express CreditSecure?

    1. Visit the American Express CreditSecure website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
    3. Check the information is accurate and submit your application.

    How does American Express CreditSecure compare to other credit monitoring companies?

    Pros & Cons of American Express CreditSecure
    Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • FICO Score available.
  • Helps with disputing errors on your credit report.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • No free trial available.
  • Does not allow you to check your updated credit report anytime you want.
  • SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   World Financial Center, 200 Vesey St.
      New York, NY 10285
    •   Visit Site

    About American Express CreditSecure

    Feature Breakdown

    Monthly Fee $1 - $16.99
    Max Monthly Fee $16.99
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Dispute Help
    • FICO Score Available
    • Triple Bureau Credit Monitoring
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Monitoring
    Access to Credit Report  
    FICO Score Available  
    Triple Bureau Credit Monitoring  
    Fix Credit Report Errors  

    American Express CreditSecure Community Reviews

     

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