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  American Express CreditSecure

American Express CreditSecure

in Credit Monitoring Tools from American Express National Bank

Claimed

American Express CreditSecure

Claimed

in Credit Monitoring Tools from American Express National Bank

SuperMoney Net Recommendation Score -17

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -17, equating to 2.7 on a 5 point rating scale.

-17

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

2 users recommend
1 user is unsure
3 users don't recommend
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Highlights
Community Rating Mostly not recommended
Monthly Fee $1 - $16.99
Number of Reviews 6

American Express CreditSecure Review

American Express CreditSecure Pros & Cons
Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • FICO Score available.
  • Helps with disputing errors on your credit report.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • No free trial available.
  • Does not allow you to check your updated credit report anytime you want.
American Express CreditSecure FAQ

What is American Express CreditSecure?

American Express National Bank is based in New York, NY and was founded in 1850. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as American Express CreditSecure.

How much is American Express CreditSecure?

American Express CreditSecure charges a monthly fee that ranges from $1 up to $16.99.

Does American Express National Bank offer free credit monitoring services?

No, American Express CreditSecure does not offer free credit monitoring.

Does American Express CreditSecure offer a free trial?

No, American Express CreditSecure does not offer a free trial.

How accurate is American Express CreditSecure?

American Express CreditSecure is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

American Express CreditSecure offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

American Express CreditSecure offers access to the credit reports mentioned below.

Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. American Express CreditSecure gives you access to your FICO score, which is the model most widely used by lenders.

    How often does American Express CreditSecure update?

    American Express CreditSecure allows you to check an updated version of your credit report monthly.

    What features does American Express CreditSecure offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features American Express CreditSecure offers.

    American Express CreditSecure Features
    Description
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Dispute Help
    • Triple Bureau Credit Monitoring
    • FICO Score Available
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Theft Monitoring
    • Identity Restoration Support

    Does American Express CreditSecure offer identity protection?

    American Express CreditSecure offers the following identity protection service.
    Identity Protection
    Supported Options Unsupported Options
    • Identity Theft Monitoring
    • Identity Restoration Support
    • Identity Theft Insurance

    Does American Express CreditSecure help with fixing credit report errors?

    Yes, American Express CreditSecure helps dispute incorrect or incomplete items on their credit reports.

    Does American Express CreditSecure help you put a credit freeze on your credit report?

    No, American Express CreditSecure does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact American Express CreditSecure?

    The easiest way to contact American Express CreditSecure is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

    How to cancel American Express CreditSecure?

    To cancel your American Express CreditSecure account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join American Express CreditSecure?

    1. Visit the American Express National Bank website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
    3. Check the information is accurate and submit your application.
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Message From American Express CreditSecure

    Since 1850, American Express has worked to make a difference in our customers' lives in ways that matter most to them.Since our earliest days, we’ve strived to find new ways to enrich our customers’ lives, have their backs and provide our special brand of service, in ways both big and small. Even as our business transformed – from freight forwarding to travel to cards to innovative digital products and services – one thing has remained constant: our unwavering commitment to earn our customers’ loyalty for the long haul. That standard of excellence guides us today. We promise to understand, respect and back our customers, and help them on their personal journeys. Because when our customers thrive, so do we.

    You worked hard to build your credit. Let us help you keep an eye on it. Receive alerts for compromised personal data, potential fraud and at-risk personally identifiable information for you and your children. Refresh your FICO Scores and 3-bureau credit reports every 30 days, receive alerts for changes in scores and reports, and access tools to help you understand which factors contribute to your score. Speak to dedicated representatives if you suspect fraud, lose your wallet or need help understanding your credit report.

    Contact

    Hours of Operation

    • Sunday 7:00am - 12:00pm
    • Monday 7:00am - 12:00pm
    • Tuesday 7:00am - 12:00pm
    • Wednesday 7:00am - 12:00pm
    • Thursday 7:00am - 12:00pm
    • Friday 7:00am - 12:00pm
    • Saturday 7:00am - 12:00pm

    Other Services by American Express National Bank

    Feature Breakdown

    Monthly Fee $1 - $16.99
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Dispute Help
    • Triple Bureau Credit Monitoring
    • FICO Score Available
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Theft Monitoring
    • Identity Restoration Support
    Access to Credit Report
    FICO Score Available
    Fix Credit Report Errors

    American Express CreditSecure Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    This product is mostly not recommended by SuperMoney users with a score of -17, equating to 2.7 on a 5 point rating scale.

    -17

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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