Last Updated: 02/02/2026
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Highlights
Minimum Debt Owed
Settlement Fee %
Monthly Service Fee
DebtBlue Review
Key Takeaways
- Minimum debt balance of $15,000. DebtBlue is recommended for clients who have a total debt balance of $15,000 or more, and will only settle accounts with a minimum balance of $500 per account.
- IAPDA accredited. DebtBlue invests in the training and accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA). However, it's not a member of the Association for Consumer Debt Relief (ACDR), the debt settlement industry's major trade association.
- Established company. DebtBlue has been in business for 7 years.
- Only considers unsecured debts. DebtBlue will only settle unsecured debts. These include credit card accounts and personal loans.
- Available in most states. DebtBlue is available in 39 states, and Washington, DC.
DebtBlue Pros & Cons
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DebtBlue FAQ
What does DebtBlue do?
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
What does DebtBlue charge?
Does DebtBlue offer a guarantee?
What is the minimum debt DebtBlue will consider?
DebtBlue is recommended for customers with an unsecured debt of $15,000 or more. Customers with less than $15,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does DebtBlue perform its own servicing in-house?
What accreditations does DebtBlue have?
- DebtBlue is not an accredited ACDR member.
- DebtBlue is an IAPDA member.
Is DebtBlue, LLC a legit company?
DebtBlue Disclosure: Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who are able to stay with our debt resolution program and get all their debt resolved realize approximate savings of 50% before fees, or 30% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Many factors are involved in debt resolution, making the experience and result unique for each individual. Not all clients complete our program for various reasons, including their personal circumstances, the individual’s ability to save funds, creditor and collection agency involvement and willingness to negotiate debt, and an individual’s perseverance to complete a debt resolution program. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. DebtBlue does not assume or pay any part of a client’s debt, does not provide legal advice nor offer credit repair. Debt resolution estimates do not consider potential tax consequences. DebtBlue’s Debt Negotiation Program is not available in all states. Please talk with us to ensure you understand our contract and contract terms before enrolling. By using this site, you acknowledge that you have read and understood our Terms of Use. DebtBlue does not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
