Is DebtBlue the right fit for you?

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Last Updated: 04/13/2026

DebtBlue

from DebtBlue, LLC

Last Updated: 04/13/2026

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Highlights

Minimum Debt Owed

$15,000

Settlement Fee %

23% - 25%(Verified 12/01/2025)

Disclaimer popup with additional information

Monthly Maintenance Fee

N/A(Verified 12/01/2025)

DebtBlue Review

DebtBlue is a debt settlement company based in Richardson, TX. It offers debt relief services to borrowers in 39 states (and Washington, DC). DebtBlue was founded in 2019. It is an established company that has been in business for 7 years.

Key Takeaways

Minimum debt balance of $15,000. DebtBlue is recommended for clients who have a total debt balance of $15,000 or more, and will only settle accounts with a minimum balance of $500 per account.
IAPDA accredited. DebtBlue invests in the training and accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA). However, it's not a member of the Association for Consumer Debt Relief (ACDR), the debt settlement industry's major trade association.
Established company. DebtBlue has been in business for 7 years.
Only considers unsecured debts. DebtBlue will only settle unsecured debts. These include credit card accounts and personal loans.
Available in most states. DebtBlue is available in 39 states, and Washington, DC.

DebtBlue Pros & Cons

Pros

Cons

No monthly consultancy fee
Has access to IAPDA accredited debt specialists

Is not an AADR member
Recommended for clients with a minimum debt balance of $15,000 or more.

DebtBlue FAQ

What does DebtBlue do?

DebtBlue offers debt relief services for the following types of debt:

Unsecured debt, such as credit card debt, medical debt, and personal loans.

What does DebtBlue charge?

DebtBlue charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, DebtBlue only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.

DebtBlue settlement fees typically range from 23% of the enrolled debt up to 25% of the enrolled debt, depending on state regulations.

Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with DebtBlue for an accurate quote.

Does DebtBlue offer a guarantee?

Yes, DebtBlue does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with DebtBlue, LLC for more details on their guarantee.

What is the minimum debt DebtBlue will consider?

DebtBlue is recommended for customers with an unsecured debt of $15,000 or more. Customers with less than $15,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does DebtBlue perform its own servicing in-house?

Yes, DebtBlue employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does DebtBlue have?

The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).

DebtBlue is not an accredited ACDR member.
DebtBlue is an IAPDA member.

Is DebtBlue, LLC a legit company?

DebtBlue, LLC was founded in 2019. It is an established company that has been in business for 7 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

DebtBlue Disclosure: Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who are able to stay with our debt resolution program and get all their debt resolved realize approximate savings of 50% before fees, or 30% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Many factors are involved in debt resolution, making the experience and result unique for each individual. Not all clients complete our program for various reasons, including their personal circumstances, the individual’s ability to save funds, creditor and collection agency involvement and willingness to negotiate debt, and an individual’s perseverance to complete a debt resolution program. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. DebtBlue does not assume or pay any part of a client’s debt, does not provide legal advice nor offer credit repair. Debt resolution estimates do not consider potential tax consequences. DebtBlue’s Debt Negotiation Program is not available in all states. Please talk with us to ensure you understand our contract and contract terms before enrolling. By using this site, you acknowledge that you have read and understood our Terms of Use. DebtBlue does not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from DebtBlue

Seeing friends and family struggling with credit card debt, Corey Butcher saw the need to empower and support consumers that were buried by debt. In 2006, Corey decided to enter the debt resolution industry. He envisioned a company that would directly engage its clients’ creditors and negotiate a successful resolution. DebtBlue, LLC was eventually launched to not only assist client’s in ending their credit card debt but also give them immediate relief and peace of mind. Through the years, Corey has built the reputation of building successful organizations and DebtBlue, LLC is no exception providing relief to thousands of clients on their journey to financial independence.

CDRI – Consumer Debt Relief Initiative
- DebtBlue won Emerging Company of the Year, and Corey Butcher was named Debt Relief Advocate of the Year.
DebtBlue Success Guarantee
- We don’t get paid unless we reduce or resolve your debt.
Accreditation and Ratings
- Accredited and A+ rating with the Better Business Bureau (BBB).
Online Reputation
- Thousands of 5-star reviews:
- 4.9-star rating on Trustpilot
- 4.8-star rating on Google Reviews
- 4.8-star rating on BBB reviews
15+ Years of Executive Leadership in the Industry
Excellent Client Service
- Keeps in touch post-enrollment
Advantage Boost Card
- Advantage Boost is a Visa Secured Credit Card, issued by DebtBlue’s sponsor bank, MRV Banks.
- Allows users to begin rebuilding credit while enrolled in a debt settlement program.
- No hard credit check required to apply.
- Funding options up to $2k.
- The Advantage Connect app is available on the Google Play Store and Apple App Store.
- Android and Apple users have access to real-time transaction monitoring, personalized spending insights, and much more.

Contact

Headquarters

1125 E Campbell Rd

Suite 200

Richardson, TX 75081

(800) 787-0095

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Hours of Operation

SundayClosedMonday8:00AM - 8:00PMTuesday8:00AM - 8:00PMWednesday8:00AM - 8:00PMThursday8:00AM - 8:00PMFriday8:00AM - 8:00PMSaturday9:00AM - 2:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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