Last Updated: 04/18/2025
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Highlights
Minimum Debt Owed
$7,500
Settlement Fee %
40% - 60%(Verified 06/21/2024)
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Monthly Service Fee
$0(Verified 06/21/2024)
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Financial Rescue Review
Financial Rescue is a debt settlement company based in Milpitas, CA. It offers debt relief services to borrowers in 48 states (and Washington, DC). Founded in 2008, it is a well-established company that has been in business for over 10 years.
Key Takeaways
- Low debt minimum. Financial Rescue stands out from the competition because it only requires clients to have a minimum balance of $7,500. Most firms require at least $10,000 of unsecured debt.
- IAPDA accredited. Financial Rescue invests in the training and accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA). However, it's not a member of the Association for Consumer Debt Relief (ACDR), the debt settlement industry's major trade association.
- Well-established company. Financial Rescue has been in business for 18 years.
- Only considers unsecured debts. Financial Rescue will only settle unsecured debts. These include credit card accounts and personal loans.
- Available in most states. Financial Rescue is available in 48 states, and Washington, DC.
Financial Rescue Pros & Cons
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Financial Rescue FAQ
What does Financial Rescue do?
Financial Rescue offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
What does Financial Rescue charge?
Financial Rescue settlement fees typically range from 40% of the enrolled debt up to 60% of the enrolled debt, depending on state regulations.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Financial Rescue for an accurate quote.
Does Financial Rescue offer a guarantee?
No, Financial Rescue does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.What is the minimum debt Financial Rescue will consider?
Financial Rescue is recommended for customers with an unsecured debt of $7,500 or more. Customers with less than $7,500 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does Financial Rescue perform its own servicing in-house?
Yes, Financial Rescue employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.
What accreditations does Financial Rescue have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- Financial Rescue is not an accredited ACDR member.
- Financial Rescue is an IAPDA member.
Is Financial Rescue LLC a legit company?
Financial Rescue LLC was founded in 2008, it is a well-established company that has been in business for 18 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Message from Financial Rescue
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed