Overview

Where does National Debt Relief do business?

National Debt Relief is a debt settlement company based in New York, NY. The company was founded in 2008 and offers debt relief services to borrowers in 41 states (and Washington, DC).

What does National Debt Relief do?

National Debt Relief offers debt relief services for the following types of debt:

• Unsecured debt, such as credit card debt, personal loans and medical debt
• Business debt

What does National Debt Relief charge?

National Debt Relief operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt. National Debt Relief's fees start at 20% and go up to 20% of the enrolled debt depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to National Debt Relief directly to determine an accurate quote.

Does National Debt Relief offer a guarantee?

Yes, National Debt Relief offers a money back guarantee. Visit their website for more details.

What is the minimum debt National Debt Relief will consider?

National Debt Relief will only consider customers with unsecured debt of $7500 or more. Customers with less than $7500 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does National Debt Relief perform its own servicing in-house?

Yes, National Debt Relief employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does National Debt Relief have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA). National Debt Relief is an accredited AFCC member. National Debt Relief is an IAPDA member.