SuperMoney
  National Debt Relief
Get Quote

Quote Requested

Best Of Product

National Debt Relief
in Debt Settlement Companies from National Debt Relief LLC
Claimed Get Quote

Quote Requested

National Debt Relief

Claimed
in Debt Settlement Companies from National Debt Relief LLC
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

Cast your vote

Would you recommend National Debt Relief to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating

Rating not yet determined  

% of Debt Fee 15% - 25%
Minimum Debt Owed $10,000

National Debt Relief Review

National Debt Relief is a debt settlement company based in New York, NY. It offers debt relief services to borrowers in 43 states (and Washington, DC). Founded in 2009, it is a well-established company that has been in business for over 10 years.

Key Takeaways

  • Minimum debt balance of $10,000. National Debt Relief only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies.
  • AFCC and IAPDA accredited. National Debt Relief is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
  • Well-established firm. National Debt Relief has been in business for 14 years.
  • Types of debt settled. National Debt Relief settles all types of unsecured debt and business debt. Unsecured debt includes credit card debt, personal loans, payday loans, and certain types of student loans.
  • Available in most states. National Debt Relief is available in 43 states.
  • Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.
  • Customer service availability. National Debt Relief provides customer support seven days a week.

National Debt Relief Pros & Cons

Pros Cons
  • Lower than average fees
  • No monthly consultancy fee
  • Has IAPDA accredited debt specialists on staff
  • AFCC member
  • Only considers clients with a minimum debt balance of $10,000

National Debt Relief FAQ

What does National Debt Relief do?

National Debt Relief offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt and personal loans.
  • Business debt.

What does National Debt Relief charge?

National Debt Relief operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

National Debt Relief charges fees that range from 15% of the enrolled debt up to 25% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to National Debt Relief directly to determine an accurate quote.

Does National Debt Relief offer a guarantee?

Yes, National Debt Relief does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with National Debt Relief LLC for more details on their guarantee.

What is the minimum debt National Debt Relief will consider?

National Debt Relief will only consider customers with unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does National Debt Relief perform its own servicing in-house?

Yes, National Debt Relief employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does National Debt Relief have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • National Debt Relief is an accredited AFCC member.
  • National Debt Relief is an IAPDA member.

Is National Debt Relief LLC a legit company?

National Debt Relief LLC was founded in 2009, it is a well-established company that has been in business for 14 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From National Debt Relief

Debt is hard to ignore. When you're staring down a ballooning credit card balance and fending off insistent phone calls from angry creditors, it can be an all-consuming enemy. You can't simply wish, smile or shrug it away. When you enroll in our proven debt consolidation program, you may have to give up less than you think. Nothing's free, of course, and our program does take some time and commitment to complete. We can't promise that you can enroll with us today and be debt-free tomorrow.

However, we can promise to do everything in our power to significantly reduce your existing burden of unsecured debts. We work tirelessly on behalf of every client who qualifies for our program, and the results that we've achieved speak for themselves.

Message From Our Editor

What We Love About National Debt Relief

National Debt Relief offers a path to financial stability for those who are struggling with debt and want to avoid bankruptcy. Unlike many debt-settlement companies, National Debt relief has you deposit funds in an escrow account, which they then use to negotiate settlements with your creditors based on escrow available.

What Could National Debt Relief Do Better?

Currently, National Debt Relief is only available in 43 states in the US. Expanding nationwide would provide greater accessibility to families needing debt relief. There is a minimum qualified debt requirement of $10,000. The cost to enroll in the program averages 20% of your enrolled debt. While you are building your escrow account, you are not paying creditors. Therefore fees and interest accrue, and your credit score will go down.

National Debt Relief’s Backstory

National Debt Relief was founded in 2009. Headquartered in New York City, National Debt Relief has resolved over $5 billion dollars in unsecured debt allowing over 100,000 American families to become debt-free.

The Verdict

If you can pay the escrow account, you may have the ability to speak with your creditors and make special arrangements to bring your accounts current. If you decide to utilize National Debt Relief or any similar debt relief firms, make sure you understand the short and long-term costs. These services are not cheap. However, the average 20% cost to negotiate your debts may be offset by the savings achieved in the negotiation process.

Contact

Hours of Operation

Eastern Time
  • Sunday Closed
  • Monday 8:00am - 11:59pm
  • Tuesday 8:00am - 11:59pm
  • Wednesday 8:00am - 11:59pm
  • Thursday 8:00am - 11:59pm
  • Friday 8:00am - 11:59pm
  • Saturday 10:00am - 8:00pm

About National Debt Relief

Availability

  Available in 43 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • Wyoming

Feature Breakdown

Pricing Model Contingency Fee (% of enrolled debt)
Monthly Fee $0
(Verified 04/29/2023)
% of Debt Fee 15% - 25%
Money Back Guarantee
Debt Type
  • Unsecured Debt
  • Business Debt
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Minimum Annual Income $10,000
Minimum Debt Owed $10,000
Program Length 24 - 48
AFCC Member
Contingency Model
IAPDA Member
In-House Servicing

National Debt Relief Community Reviews

 

Would you recommend National Debt Relief to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Debt Settlement Companies