Smart Money Management

Smart Money Management

in Debt Settlement Companies from Gant Investment Advisors, Inc.


Smart Money Management


in Debt Settlement Companies from Gant Investment Advisors, Inc.

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% of Debt Fee 0% - 8.5%
Minimum Debt Owed $3,000

Smart Money Management Review

Where does Smart Money Management do business?

Smart Money Management is a debt settlement company based in Sylvania, OH. The company was founded in 2008 and offers debt relief services to borrowers in 2 state across the USA.

What does Smart Money Management do?

Smart Money Management offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt
  • Business debt

What does Smart Money Management charge?

Smart Money Management operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

Smart Money Management charges fees that range from 0% of the enrolled debt up to 8.5% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Smart Money Management directly to determine an accurate quote.

Does Smart Money Management offer a guarantee?

No, Smart Money Management does not offer a money back guarantee.

What is the minimum debt Smart Money Management will consider?

Smart Money Management will only consider customers with unsecured debt of $3,000 or more. Customers with less than $3,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Smart Money Management perform its own servicing in-house?

Yes, Smart Money Management employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Smart Money Management have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • Smart Money Management is not an accredited AFCC member.
  • Smart Money Management is not an IAPDA member.
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Hours of Operation

Eastern Time
  • Sunday Closed
  • Monday 6:00am - 3:00pm
  • Tuesday 6:00am - 3:00pm
  • Wednesday 6:00am - 3:00pm
  • Thursday 6:00am - 3:00pm
  • Friday 6:00am - 3:00pm
  • Saturday Closed

About Smart Money Management


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  Available in 2 states
  • Michigan
  • Ohio

Feature Breakdown

Monthly Fee $0
No Monthly Consultancy Fee  
% of Debt Fee 0% - 8.5%
Debt Type
  • Unsecured Debt
  • Business Debt
  • Private Student Loans
Minimum Debt Owed $3,000
Contingency Model  
Free Consultation  
In-House Servicing  

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