Earnest Operations LLC (Company)

Our mission is to make higher education accessible and affordable for everyone. Like most people, we have seen friends and family struggle to pay for college. It became clear that in order to change the system, we needed to build something new. We launched Earnest to give every responsible borrower the chance to go to college and pay off their student loans. Our student loans are created with simplicity in mind. The application is designed for your convenience, with clear language and intuitive design to help guide you. You can chat, call or email a friendly customer service rep for support. We work relentlessly to offer some of the lowest interest rates on the market because we see you as an individual, not a student loan.

We look at you, your habits, and see a whole person. Your unique situation helps us decide on the best loan for you. We are not a bank. You can tell us what you’d like to pay. We take a look at what you can afford and what you’d like to pay each month and find the perfect balance. When it comes time to sign your loan, we put you in control. You get to pick your monthly payment, and you’re never punished for paying off your loan too soon.