Question 1

What rates does Earnest Private Student Loans offer for in-school private student loan?

Accepted Answer

Earnest Private Student Loans has a variable APR that ranges from 4.79% up to 13.50% . It offers a fixed APR that ranges from 4.79% up to 13.70% . Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student... Learn More at SuperMoney.com

Question 2

How much can you borrow from Earnest Private Student Loans?

Accepted Answer

Available loan amounts may vary by applicant but Earnest Private Student Loans has a minimum loan amount of $1K

Question 3

Does Earnest Private Student Loans charge an origination fee?

Accepted Answer

No, Earnest Private Student Loans does not charge a loan origination fee. A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination... Learn More at SuperMoney.com

Question 4

Does Earnest Private Student Loans charge prepayment fees?

Accepted Answer

No, Earnest Private Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Question 5

What terms does Earnest Private Student Loans offer?

Accepted Answer

Earnest Private Student Loans provides repayment terms ranging from 7 to 15 years.

Question 6

What type of borrowers will Earnest Private Student Loans consider?

Accepted Answer

Earnest Private Student Loans considers loans applications from:

Question 7

What do you need to qualify for Earnest Private Student Loans?

Accepted Answer

Applicants with a credit score that ranges above 650 may be eligible for Earnest Private Student Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Earnest Private Student Loans does not have or does not disclose a minimum annual income eligibility requirement.

Question 8

Is Earnest Operations LLC a legit company?

Accepted Answer

Earnest Operations LLC was founded in 2013, it is a well-established company that has been in business for 13 years. Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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