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  Earnest Personal Loans

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Earnest Personal Loans
in Personal Loans from Earnest Operations LLC

Not Currently Available

Earnest Personal Loans

in Personal Loans from Earnest Operations LLC
SuperMoney Net Recommendation Score -39  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -39, equating to 2.2 on a 5 point rating scale.

-39

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

6 users recommend
2 users are unsure
15 users don't recommend
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Highlights
Community Rating Mostly not recommended
APR  (Fixed APR) 5.99% - 17.24%
Loan Amount $5,000 - $75,000
Loan Term (Months) 36 - 60 months
Number of Reviews 23

Earnest Personal Loans Review

Earnest stopped offering personal loans in 2020. It will continue to service existing customers but it won't accept any more new applications.

However, Earnest still provides private student loans and student loan refinancing

If you're looking for a personal loan, check these lenders.

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Message From Earnest Operations LLC

We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.

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Other Services by Earnest Operations LLC

Availability

  Available in 43 states and Washington, D.C.
  • Alaska
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Late Fees
No Origination Fee
No Prepayment Fee
Checking Account Required
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
  • Proof of Income
Credit Score Range 680 - 850
Approval Speed 48 hours
Credit Bureau Reporting Experian
Funding Time Range 1 - 7 days
Payment Options Automatic Payments
Pre-Approved Soft Credit Inquiry
Loan Amount $5,000 - $75,000
APR (Fixed APR) 5.99% - 17.24%
Loan Term 36 - 60 months

Earnest Personal Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -39, equating to 2.2 on a 5 point rating scale.

-39

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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