CashNetUSA Personal LoansUnaffiliated
in Personal Loans from Enova International
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CashNetUSA Personal Loans Review
CashNetUSA Personal Loans is a personal loan offering by Enova International, a direct lender based in Chicago, IL. Founded in 2009, Enova International offers access to personal loans in 8 states across the USA.
What rates and terms does CashNetUSA Personal Loans offer?CashNetUSA Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does CashNetUSA Personal Loans offer?CashNetUSA Personal Loans offers a fixed APR personal loan product that ranges from 89% APR up to 449% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via CashNetUSA Personal Loans?
Loan amounts start at $300 and go up to $3,500.
What can a personal loan from CashNetUSA Personal Loans be used for?
Personal loans from CashNetUSA Personal Loans are typically used for special purchases, unexpected expenses or similar purposes.
What is the maximum loan term you can get with CashNetUSA Personal Loans?
CashNetUSA Personal Loans offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
|Loan Amount||$300 - $3500|
|Loan Term||6 - 24 months|
|APR||89% - 449%|
What fees does CashNetUSA Personal Loans charge?
Does CashNetUSA Personal Loans charge an origination fee?
CashNetUSA Personal Loans charges a loan origination fee.
Does CashNetUSA Personal Loans charge a late fee?
Yes, CashNetUSA Personal Loans may charge borrowers a late payment fee of up to $18, which is triggered if you're 10 days late.
Does CashNetUSA Personal Loans charge prepayment fees?
No, CashNetUSA Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||$18|
What do you need to qualify for a loan with CashNetUSA Personal Loans?
Applicants with a credit score of at least 500 can apply for a loan via CashNetUSA Personal Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
CashNetUSA Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay the loan requested.
Active duty servicemembers and their covered dependents cannot apply for a loan via CashNetUSA Personal Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
- Proof of citizenship or residence permit
- Recent pay stubs
|Bank Account Required?||Yes|
|Joint Applications Accepted?||Yes|
|Credit Score||500 - 640|
What is the estimated funding time for a personal loan via CashNetUSA Personal Loans?
CashNetUSA Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
- New Mexico
|No Prepayment Fee|
|Late Fee After (number of days)||10|
|Late Fee Amount||$18|
|Credit Score Range||
500 - 640
|Immigration Status Considered||
|Bank Account Required|
|Employment Statuses Considered||
|Supported Income Types||
|Joint Loan Applications Accepted||
|Verification Documents Required||
|Loan Amount||$300 - $3.5K|
|Loan Term||6 - 24 months|
|APR (Fixed APR)||89% - 449%|
Enova International Personal Loans