
CashNetUSA Personal Loans
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Community Rating | Mostly not recommended |
APR (Fixed APR) | 89% - 449% |
Loan Amount | $300 - $3,500 |
Loan Term (Months) | 6 - 24 months |
Number of Reviews | 6 |
CashNetUSA Personal Loans Review
CashNetUSA Personal Loans is offered by Enova International, a direct lender founded in 2009 and based in Chicago, IL. CashNetUSA Personal Loans is available in 8 states across the USA.
- APRs starting at 89%. Personal loan interest rates typically range between 5% and 36%. The starting rates for CashNetUSA Personal Loans are on the higher end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Short loan terms. CashNetUSA Personal Loans offers loan terms as short as 6 months. Most personal loans have a minimum term of 12 to 36 months.
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What interest rates and personal loan terms does CashNetUSA installment loans offer?
CashNetUSA installment loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does CashNetUSA installment loans offer?
CashNetUSA installment loans offers a fixed APR personal loan product that ranges from 89% APR up to 449% APR.
How much can you borrow via CashNetUSA installment loans?
Business loan amounts start at $300 and go up to $3,500.
What is the maximum loan term you can get with CashNetUSA installment loans?
CashNetUSA installment loans offers loans with terms of up to 24 months.
Personal Loan Amount | $300 - $3500 |
Loan Term | 6 - 24 months |
APR | 89% - 449% |
What fees does CashNetUSA installment loans charge?
Does CashNetUSA installment loans charge an origination fee?
CashNetUSA installment loans may charge a personal loan origination fee.
Does CashNetUSA installment loans charge a late fee?
Yes, CashNetUSA installment loans may charge borrowers a late payment fee if you miss one of the monthly payments of up to $18, which is triggered if you're 10 days late.
Does CashNetUSA installment loans charge prepayment fees?
No, CashNetUSA installment loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | No |
Late Payment Fee | $18 |
What do you need to qualify for CashNetUSA Personal Loans?
Applicants with a credit score of at least 500 and up to 640 may be eligible for CashNetUSA Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.CashNetUSA Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. CashNetUSA Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the CashNetUSA Personal Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by CashNetUSA Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
Minimum Age | 18 |
Bank Account Required? | Yes |
Application Types Accepted |
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Credit Score | 500 - 640 |
What is the estimated funding time for a personal loan via CashNetUSA installment loans?
CashNetUSA installment loans will typically approve (or deny) a loan application within 24 hours and fund loans within 7 business days of approval.
Message From Enova International
Contact
- Headquarters
-
175 W. Jackson Blvd.
Suite 1000
Chicago, IL 60604 USA - Visit Site
- Email Support
Other Services by Enova International
Availability
- Delaware
- Missouri
- Mississippi
- New Mexico
- Ohio
- Tennessee
- Texas
- Wisconsin
Feature Breakdown
No Prepayment Fee | |
Late Fee Amount | $18 |
Late Fee Grace Period | 10 days |
CashNetUSA Personal Loans Community Reviews
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