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  CashNetUSA Personal Loans
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CashNetUSA Personal Loans

in Personal Loans from Enova International

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CashNetUSA Personal Loans

Unaffiliated

in Personal Loans from Enova International

SuperMoney Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
0 users are unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Loan Amount $300 - $3,500
APR (Fixed APR) 89% - 449%
Loan Term (Months) 6 - 24

Overview

Where does CashNetUSA Personal Loans do business?

CashNetUSA Personal Loans is a direct lender based in Chicago, IL. Founded in 2005, CashNetUSA Personal Loans offers access to personal loans in 8 states across the USA.

What rates and terms does CashNetUSA Personal Loans offer?

CashNetUSA Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does CashNetUSA Personal Loans offer?

CashNetUSA Personal Loans offers a fixed APR personal loan product that ranges from 89% APR up to 449% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via CashNetUSA Personal Loans?

Loan amounts start at $300 and go up to $3,500.

What can a personal loan from CashNetUSA Personal Loans be used for?

Personal loans from CashNetUSA Personal Loans are typically used for special purchases, unexpected expenses or similar purposes.

What is the maximum loan term you can get with CashNetUSA Personal Loans?

CashNetUSA Personal Loans offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

CashNetUSA Personal Loans Rates & Terms
Loan Amount $300 - $3500
Loan Term 6 - 24 months
APR 89% - 449%

What fees does CashNetUSA Personal Loans charge?

Does CashNetUSA Personal Loans charge an origination fee?

CashNetUSA Personal Loans charges a loan origination fee.

Does CashNetUSA Personal Loans charge a late fee?

Yes, CashNetUSA Personal Loans may charge borrowers a late payment fee of up to $18, which is triggered if you're 10 days late.

Does CashNetUSA Personal Loans charge prepayment fees?

No, CashNetUSA Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

CashNetUSA Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee $18

What do you need to qualify for a loan with CashNetUSA Personal Loans?

Applicants with a credit score of at least 500 can apply for a loan via CashNetUSA Personal Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

CashNetUSA Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay the loan requested.

Active duty servicemembers and their covered dependents cannot apply for a loan via CashNetUSA Personal Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Proof of citizenship or residence permit
  • Recent pay stubs
CashNetUSA Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Joint Applications Accepted? Yes
Credit Score 500 - 640

What is the estimated funding time for a personal loan via CashNetUSA Personal Loans?

CashNetUSA Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   200 West Jackson Suite 2400
    Chicago, IL 60606 USA
  •   Visit Site

Message from Enova International

We've been helping hardworking people get the funds they need for more than 10 years. We've given more than 3 million customers the chance to take control of their financial futures.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 8 states
  • Delaware
  • Mississippi
  • Missouri
  • New Mexico
  • Ohio
  • Tennessee
  • Texas
  • Wisconsin

Feature Breakdown

No Prepayment Fee  
Late Fee After (number of days) 10
Late Fee Amount $18
Minimum Age 18
Credit Score Range 500 - 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $300 - $3.5K
Loan Term (Months) 6 - 24
APR (Fixed APR) 89% - 449%

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