CashNetUSA Personal LoansClaimed
in Personal Loans from Enova International
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CashNetUSA Personal Loans Review
CashNetUSA Personal Loans is offered by Enova International, a direct lender founded in 2009 and based in Chicago, IL. CashNetUSA Personal Loans is available in 8 states across the USA.
What rates and terms does CashNetUSA Personal Loans offer?
CashNetUSA Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does CashNetUSA Personal Loans offer?
CashNetUSA Personal Loans offers a fixed APR personal loan product that ranges from 89% APR up to 449% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via CashNetUSA Personal Loans?
Loan amounts start at $300 and go up to $3,500.
What can a personal loan from CashNetUSA Personal Loans be used for?
Personal loans from CashNetUSA Personal Loans are typically used for special purchases, unexpected expenses or similar purposes.
What is the maximum loan term you can get with CashNetUSA Personal Loans?
CashNetUSA Personal Loans offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
|Loan Amount||$300 - $3500|
|Loan Term||6 - 24 months|
|APR||89% - 449%|
What fees does CashNetUSA Personal Loans charge?
Does CashNetUSA Personal Loans charge an origination fee?
CashNetUSA Personal Loans charges a loan origination fee.
Does CashNetUSA Personal Loans charge a late fee?
Yes, CashNetUSA Personal Loans may charge borrowers a late payment fee of up to $18, which is triggered if you're 10 days late.
Does CashNetUSA Personal Loans charge prepayment fees?
No, CashNetUSA Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||$18|
What do you need to qualify for CashNetUSA Personal Loans?
Applicants with a credit score of at least 500 and up to 640 are eligible for CashNetUSA Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
CashNetUSA Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. CashNetUSA Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the CashNetUSA Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by CashNetUSA Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid checking account
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
|Bank Account Required?||Yes|
|Application Types Accepted||
|Credit Score||500 - 640|
What is the estimated funding time for a personal loan via CashNetUSA Personal Loans?
CashNetUSA Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
175 W. Jackson Blvd.
Chicago, IL 60604 USA
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Message from Enova International
Other Services by Enova International
- New Mexico
|No Prepayment Fee|
|Late Fee After (number of days)||10|
|Late Fee Amount||$18|
|Bank Account Required|
|Employment Statuses Considered||
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Supported Income Types||
|Verification Documents Required||
|Loan Amount||$300 - $3.5K|
|APR (Fixed APR)||89% - 449%|
|Loan Term||6 - 24 months|
Enova International Personal Loans