NetCredit Personal Line of Credit

NetCredit Personal Line of Credit Review

NetCredit Personal Line of Credit is offered by Enova International, founded in 2009 and based in Chicago, IL. NetCredit Personal Line of Credit is available in 7 states across the USA.

What APRs does NetCredit Personal Line of Credit offer?

NetCredit Personal Line of Credit offers a product that ranges from 51.1% APR up to 434.5% APR.

Does NetCredit line of credit charge an origination fee?

No, they do not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does the NetCredit line of credit charge a cash advance fee?

Does the NetCredit Personal Line of Credit charge a statement balance fee?

Yes, NetCredit Personal Line of Credit can charge a statement balance fee of $5 to $350 each billing cycle. up to 350 each billing cycle.

Does NetCredit Personal Line of Credit charge a late fee?

How much can you borrow via NetCredit line of credit?

Upon approval and based on your credit score, your personal line of credit will be assigned a credit limit of at least $500 and as much as $4,500. .

What do you need to qualify for NetCredit Personal Line of Credit?

NetCredit Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the NetCredit Personal Line of Credit product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

To qualify, applicants may need to provide the following documentation:

• Applicants must have an active and valid personal checking account

What is the estimated funding time for a personal line of credit?

NetCredit line of credit will typically provide a credit approval decision in less than an hour and fund the line of credit within 1 business day.

Does NetCredit Personal Line of Credit report your account activity to credit bureaus?

Yes, NetCredit Personal Line of Credit reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is NetCredit line of credit a legit company?

NetCredit line of credit was founded in 2009, it is a well-established company that has been in business for 13 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for NetCredit line of credit

• Visit the website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.