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Cornerstone National Insurance

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Highlights
Financial Strength Rating A

Cornerstone National Insurance Review

Cornerstone National Insurance is an insurance carrier based in Court Columbia, MO. The company was founded in 1997 and offers flood insurance in 20 states in the USA. Flooding is the number one natural disaster in the United States. According to FEMA floods cost Americans more than a billion dollars a year. However, standard homeowners insurance policies don't cover flood damage. 

Cornerstone National Insurance FAQ

What types of coverage does Cornerstone National Insurance offer?

Flood insurance includes a variety of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. There are two main types of flood insurance: policies offered by the National Flood Insurance Program (NFIP) and those provided by private companies, also known as excess flood coverage. Cornerstone National Insurance only offers federal flood insurance policies..

NFIP Flood Coverage: Flood insurance through the National Flood Insurance Progam has two basic policies. One that covers the building property up to $250,000 and one that covers personal property up to $100,000.

Cornerstone National Insurance customers can also add the following riders or endorsements to their home insurance policies:

How can you save money on a Cornerstone National Insurance home insurance policy?

When you ask for a quote with Cornerstone National Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available. 

 

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Cornerstone National Insurance.

What additional benefits does Cornerstone National Insurance offer?

Cornerstone National Insurance offers the following benefits to its customers:

What is the financial strength rating of Cornerstone National Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies.  SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

 

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About Cornerstone National Insurance

Availability

  Available in 20 states
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Georgia
  • Illinois
  • Indiana
  • Kansas
  • Louisiana
  • Missouri
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington

Feature Breakdown

Property Discounts
  • Flood Zone Designation
  • Freeboard (Property Elevation Above BFE)
Home and Renters Insurance
  • Personal Property Protection
  • Dwelling Coverage
Home and Renters Insurance Riders Flood Coverage (Federal)
Financial Strength Rating A
Carrier Features Paperless Billing

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