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Last Updated: 04/18/2025

Citizens National Bank of Cheboygan HELOC

from Citizens National Bank of Cheboygan

Last Updated: 04/18/2025

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Highlights

Credit Score Range

700 - 840

Amount Range

$10,000 - $500,000

Maximum LTV

N/A

Minimum Draw

N/A

Loan Term (Years)

N/A

Citizens National Bank of Cheboygan HELOC Review

Citizens National Bank of Cheboygan HELOC is offered by Citizens National Bank of Cheboygan , a bank founded in 1931 and based in Cheboygan, MI. Citizens National Bank of Cheboygan HELOC are available in 1 state.

Key Takeaways

Good credit required. You will need a credit score of at least 700 to qualify.
Only primary residences considered. Citizens National Bank of Cheboygan HELOC does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Citizens National Bank of Cheboygan HELOC Pros & Cons

Pros

Cons

Charges an origination fee.
Only considers applicants with good credit.
Charges prepayment fees.
No co-sign option available.
Only available in 1 state.

Citizens National Bank of Cheboygan HELOC FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Citizens National Bank of Cheboygan HELOC charge for a HELOC?

Citizens National Bank of Cheboygan HELOC may charge an origination fee.

What types of property can you use as security for a HELOC with Citizens National Bank of Cheboygan HELOC?

Citizens National Bank of Cheboygan may consider HELOCs secured by the following property types:

Primary residences

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Message from Citizens National Bank of Cheboygan HELOC

Turn your home's equity into cash you can use. A home equity loan or HELOC is perfect for just about any need — and we'll secure you a great rate.

Home Equity Line Of Credit --- Competitive rates for several ongoing or seasonal needs: The existing equity in your home is used as collateral backing. Accommodating repayment terms that work uniquely for you. Funds available anytime without reapplying; apply once, then use repeatedly thereafter. Revolving credit – as principal is repaid, more becomes available for use. Funds easily released via check. The interest paid might be tax deductible. Set up automatic payments to be deducted from your account monthly. Local decision-making and processing in Northern Michigan. Friendly service from people you know

Contact

Headquarters

303 North Main Street

Cheboygan, MI 49721

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

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