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Last Updated: 04/18/2025

Holley Credit Union Home Equity Line of Credit

from Holley Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

95%

Minimum Draw

N/A

Loan Term (Years)

Starting at 1

Holley Credit Union Home Equity Line of Credit Review

Holley Credit Union Home Equity Line of Credit is offered by Holley Credit Union , a credit union founded in 1952 and based in Paris, TN. Holley Credit Union Home Equity Line of Credit are available in 50 states and Washington, DC.

Key Takeaways

Only primary residences considered. Holley Credit Union Home Equity Line of Credit does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
High maximum LTV ratio. Holley Credit Union Home Equity Line of Credit has a maximum loan to value ratio of 95%.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Holley Credit Union Home Equity Line of Credit.

Holley Credit Union Home Equity Line of Credit Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Holley Credit Union Home Equity Line of Credit FAQ

How much can you borrow with a HELOC?

HELOCs are lines of credit secured by your home. Once approved, you can access funds by check, phone, credit card, or online up to your credit limit.

Borrowers can apply for lines of credit of up to $500,000. The maximum amount depends on property value, existing mortgage balance, and creditworthiness.

The maximum loan-to-value (LTV) ratio goes up to 95%. This means total debt secured by the property cannot exceed this percentage of its value. For example, on a $100,000 home with a $20,000 mortgage balance, you may qualify for up to $75k in credit.

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Holley Credit Union Home Equity Line of Credit charge for a HELOC?

Holley Credit Union Home Equity Line of Credit may charge an origination fee.

What types of property can you use as security for a HELOC with Holley Credit Union Home Equity Line of Credit?

Holley Credit Union may consider HELOCs secured by the following property types:

Primary residences

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1107 Mineral Wells Ave

Paris, TN 38242

(731) 644-9031

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 4:30PM

Tuesday

8:00AM - 4:30PM

Wednesday

9:00AM - 4:30PM

Thursday

8:00AM - 4:30PM

Friday

8:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

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