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Last Updated: 04/18/2025

Holley Credit Union 1st Mortgage Loans

in Home Mortgage Loans from Holley Credit Union

Last Updated: 04/18/2025

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Credit Score Range

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Loan Term (Years)

Up to 30

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Holley Credit Union 1st Mortgage Loans Review

Holley Credit Union 1st Mortgage Loans is offered by Holley Credit Union , a credit union founded in 1952 and based in Paris, TN. Holley Credit Union 1st Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
  • Standard interest rates types. Holley Credit Union 1st Mortgage Loans only offers fixed-rate mortgages.
  • Only primary residences considered. Holley Credit Union 1st Mortgage Loans does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • High maximum LTV ratio. Holley Credit Union 1st Mortgage Loans has a maximum loan to value ratio of 100%, which is higher than average. Most lenders want you to have at least 20% equity.

Holley Credit Union 1st Mortgage Loans Pros & Cons

Holley Credit Union 1st Mortgage Loans FAQ

What is the maximum loan term you can get with Holley Credit Union 1st Mortgage Loans?

Holley Credit Union 1st Mortgage Loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Holley Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Holley Credit Union 1st Mortgage Loans may charge a loan origination fee .

What property usage types does Holley Credit Union 1st Mortgage Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Holley Credit Union 1st Mortgage Loans allows the following property usage types:
  • Primary home

What is the customer service phone number?

The customer service number for Holley Credit Union 1st Mortgage Loans is (731) 644-9031.

What is the support contact email?

The support contact email for is hcu@holleycreditunion.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1107 Mineral Wells Ave
Paris, TN 38242
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 5:00PM
Saturday
Closed

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