1 more

Last Updated: 04/18/2025

InFirst Federal Credit Union Home Equity Line of Credit

in Home Equity Lines of Credit from InFirst Federal Credit Union

Last Updated: 04/18/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Home Equity Lines of Credit

New American Funding HELOC

Strongly recommended15 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended15 Reviews

Learn More

Strongly recommended16 Reviews

Learn More

Mostly recommended16 Reviews

Learn More

Compare All Home Equity Lines of Credit

Filter & compare all your options in one place.

View All Products

Highlights

Credit Score Range

N/A

Amount Range

$10,000 - $250,000

Maximum LTV

95%

Minimum Draw

N/A

Loan Term (Years)

Up to 15

InFirst Federal Credit Union Home Equity Line of Credit Review

InFirst Federal Credit Union Home Equity Line of Credit is offered by InFirst Federal Credit Union , a credit union founded in 1935 and based in Alexandria, VA. InFirst Federal Credit Union Home Equity Line of Credit are available in 50 states and Washington, DC.

Key Takeaways

Only primary residences considered. InFirst Federal Credit Union Home Equity Line of Credit does not offer financing for vacation homes or investment properties.
High maximum LTV ratio. InFirst Federal Credit Union Home Equity Line of Credit has a maximum loan to value ratio of 95%.

InFirst Federal Credit Union Home Equity Line of Credit Pros & Cons

Pros

Cons

No prepayment penalty.
Available in all 50 states.

Charges an origination fee.
No co-sign option available.

InFirst Federal Credit Union Home Equity Line of Credit FAQ

How much can you borrow with a HELOC?

HELOCs are lines of credit secured by your home. Once approved, you can access funds by check, phone, credit card, or online up to your credit limit.

Borrowers can apply for lines of credit of up to $250,000.00. The maximum amount depends on property value, existing mortgage balance, and creditworthiness.

The maximum loan-to-value (LTV) ratio goes up to 95%. This means total debt secured by the property cannot exceed this percentage of its value. For example, on a $100,000 home with a $20,000 mortgage balance, you may qualify for up to $75k in credit.

What are the terms for InFirst Federal Credit Union Home Equity Line of Credit?

HELOCs include a draw period followed by a repayment period. During the draw period, borrowers can access funds as needed up to the credit limit.

InFirst Federal Credit Union Home Equity Line of Credit offers home equity loans with a maximum term of 15 years and a draw period of up to 7 years.

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does InFirst Federal Credit Union Home Equity Line of Credit charge for a HELOC?

InFirst Federal Credit Union Home Equity Line of Credit may charge an origination fee.

What types of property can you use as security for a HELOC with InFirst Federal Credit Union Home Equity Line of Credit?

InFirst Federal Credit Union may consider HELOCs secured by the following property types:

Primary residences

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

6462 Little River Turnpike

Alexandria, VA 22312

(703) 914-8700

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - 4:00PM

Friday

9:00AM - 4:00PM

Saturday

Closed

Other Services by InFirst Federal Credit Union

Business Checking Accounts

Be the first to rate

CD Accounts

3 products

Be the first to rate

Checking Accounts

3 products

Be the first to rate

Money Market Accounts

3 products

Be the first to rate

Savings Accounts

7 products

Be the first to rate

Credit Cards

2 products

Be the first to rate

Auto Loans

3 products

Be the first to rate

Personal Lines of Credit

Be the first to rate

Personal Loans

5 products

Be the first to rate

Home Equity Loans

Be the first to rate

Community Recommended Products

View All

Strongly recommended15 Reviews

Learn More

Strongly recommended16 Reviews

Learn More

Mostly recommended16 Reviews

Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.