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Last Updated: 04/18/2025

InFirst Federal Credit Union Home Equity Loan

in Home Equity Loans from InFirst Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

$10,000 - $250,000

Maximum LTV

95%

Loan Term (Years)

5 - 15

InFirst Federal Credit Union Home Equity Loan Review

InFirst Federal Credit Union Home Equity Loan is offered by InFirst Federal Credit Union , a credit union founded in 1935 and based in Alexandria, VA. InFirst Federal Credit Union Home Equity Loan are available in 50 states and Washington, DC.

Key Takeaways

Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
High maximum LTV ratio. InFirst Federal Credit Union Home Equity Loan has a maximum loan to value ratio of 95%.

InFirst Federal Credit Union Home Equity Loan Pros & Cons

Pros

Cons

No prepayment penalty.
Available in all 50 states.

Charges an origination fee.
No co-sign option available.

InFirst Federal Credit Union Home Equity Loan FAQ

How much can you borrow with a InFirst Federal Credit Union Home Equity Loan home equity loan?

A home equity loan allows homeowners to borrow money using their home as collateral (similar to a mortgage). Loan amounts vary depending on the value of the home minus the balance of any mortgages or liens on the property.

InFirst Federal Credit Union Home Equity Loan allows borrowers to apply for home equity loans of up to $250,000.00. The actual maximum loan amount will vary depending on the value of the property, how much you owe on it, and your creditworthiness.

What are the home equity loan requirements of InFirst Federal Credit Union Home Equity Loan

This lender's maximum loan to value rate is 95%. That means the total debt secured by the property cannot exceed 95% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $75k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does InFirst Federal Credit Union Home Equity Loan charge for a home equity loan?

InFirst Federal Credit Union Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with InFirst Federal Credit Union Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. InFirst Federal Credit Union Home Equity Loan will consider loans secured by the following property types:

Primary home.
Secondary homes and vacation properties.
Investment properties and house flipping projects.

Is InFirst Federal Credit Union a legit company?

InFirst Federal Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

6462 Little River Turnpike

Alexandria, VA 22312

(703) 914-8700

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Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - 4:00PM

Friday

9:00AM - 4:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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