Last Updated: 07/01/2025
Prosper HELOC
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Last Updated: 07/01/2025
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Highlights
Credit Score Range
Amount Range
Maximum LTV
Minimum Draw
Loan Term (Years)
Prosper HELOC Review
- Credit score requirement: Prosper HELOC considers borrowers with credit scores ranging from 660 to 840.
- Maximum debt-to-income ratio: 50%.
- Pre-qualification not offered. Contact Prosper HELOC for more details.
- Draw period: 10 years.
- No required average balance. You don't need to maintain a specific balance.
- Funding time: Typically, you can access your funds within 21 business days.
- No initial processing fee. Prosper HELOC does not charge an initial processing fee.
- Annual fee: Prosper HELOC charges an annual fee ranging from $75 to $75.
- No origination fee. Prosper HELOC does not charge an origination fee.
- Prepayment fee may apply. Check with Prosper HELOC for details on prepayment fees.
- No application fee. Prosper HELOC does not charge an application fee.
- Loan term not specified. Contact Prosper HELOC for more details.
- Loan amount: Prosper HELOC offers loan amounts ranging from $1,000 to $300,000.
- No minimum draw amount. Prosper HELOC does not have a minimum draw requirement.
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