Prosper Funding LLC was founded in 2005 and is based in San Francisco, CA.

Learn more about Prosper Funding LLC and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Prosper Funding LLC.

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<li>Credit score requirement: {{business_name}} considers borrowers with credit scores up to {{features.credit_score_range.feature_value2}}.</li>
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<li>No specific credit score requirement mentioned. Contact {{business_name}} for details.</li>
{{/if}}


{{#if features.max__debt_to_income_ratio.feature_value}}
<li>Maximum debt-to-income ratio: {{features.max__debt_to_income_ratio.feature_value}}%.</li>
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<li>No maximum debt-to-income ratio specified. Inquire with {{business_name}} for more information.</li>
{{/if}}


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<li>Hard credit pull required. Prequalification requires a hard pull on your credit report.</li>
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<li>Prequalified rate available. You can check your rate with a soft pull that will not affect your credit score.</li>
{{else}}
<li>Pre-qualification not offered. Contact {{business_name}} for more details.</li>
{{/ifCond}}


{{#if features.advance_period_term__months_.feature_value}}
<li>Draw period: {{features.advance_period_term__months_.feature_value}} years.</li>
{{else}}
<li>No draw period specified. Check with {{business_name}} for more details.</li>
{{/if}}


{{#if features.required_average_balance.feature_value}}
<li>Required average balance: You need to maintain an average balance of {{currency features.required_average_balance.feature_value}}.</li>
{{else}}
<li>No required average balance. You don't need to maintain a specific balance.</li>
{{/if}}


{{#if features.funding_time_range.feature_value}}
<li>Funding time: Typically, you can access your funds within {{features.funding_time_range.feature_value}} business days.</li>
{{else}}
<li>Funding time not specified. Contact {{business_name}} for more information.</li>
{{/if}}


{{#if features.initial_setup_and_processing_fee.feature_value}}
<li>Initial processing fee: {{currency features.initial_setup_and_processing_fee.feature_value}}.</li>
{{else}}
<li>No initial processing fee. {{business_name}} does not charge an initial processing fee.</li>
{{/if}}


{{#if features.annual_fee.feature_value}}{{#if features.annual_fee.feature_value2}}
<li>Annual fee: {{business_name}} charges an annual fee ranging from {{currency features.annual_fee.feature_value}} to {{currency features.annual_fee.feature_value2}}.</li>
{{else if features.annual_fee.feature_value}}
<li>Annual fee: {{business_name}} charges an annual fee starting at {{currency features.annual_fee.feature_value}}.</li>
{{else}}
<li>Annual fee: {{business_name}} charges an annual fee up to {{currency features.annual_fee.feature_value2}}.</li>
{{/if}}{{else}}
<li>No annual fee. {{business_name}} does not charge an annual fee.</li>
{{/if}}


{{#if features.origination_fee.feature_value}}
<li>Origination fee: {{business_name}} charges an origination fee of {{features.origination_fee.feature_value}}%.</li>
{{else}}
<li>No origination fee. {{business_name}} does not charge an origination fee.</li>
{{/if}}


{{#ifCond features.no_prepayment_penalty.feature_value '===' true}}
<li>No prepayment fee. You can pay off your HELOC early without any penalties.</li>
{{else}}
<li>Prepayment fee may apply. Check with {{business_name}} for details on prepayment fees.</li>
{{/ifCond}}


{{#if features.application_fee.feature_value}}
<li>Application fee: {{business_name}} charges an application fee of {{currency features.application_fee.feature_value}}.</li>
{{else}}
<li>No application fee. {{business_name}} does not charge an application fee.</li>
{{/if}}


{{#if features.loan_term_years.feature_value}}
<li>Loan term: {{business_name}} offers loan terms up to {{features.loan_term_years.feature_value}} years.</li>
{{else}}
<li>Loan term not specified. Contact {{business_name}} for more details.</li>
{{/if}}


{{#if features.loan_amount.feature_value}}{{#if features.loan_amount.feature_value2}}
<li>Loan amount: {{business_name}} offers loan amounts ranging from {{currency features.loan_amount.feature_value}} to {{currency features.loan_amount.feature_value2}}.</li>
{{else}}
<li>Loan amount: Up to {{currency features.loan_amount.feature_value}}.</li>
{{/if}}{{else}}
<li>Loan amount not specified. Check with {{business_name}} for more details.</li>
{{/if}}


{{#if features.minimum_draw.feature_value}}
<li>Minimum draw: The minimum amount you can draw is {{currency features.minimum_draw.feature_value}}.</li>
{{else}}
<li>No minimum draw amount. {{business_name}} does not have a minimum draw requirement.</li>
{{/if}}

</ul>

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Prosper Funding LLC (Company)

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