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Last Updated: 04/18/2025

Sharonview FCU Home Equity Lines of Credit

from Sharonview Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

Up to $1,000,000

Maximum LTV

80%

Minimum Draw

N/A

Loan Term (Years)

Up to 15

Sharonview FCU Home Equity Lines of Credit Review

Sharonview FCU Home Equity Lines of Credit is offered by Sharonview Federal Credit Union (NMLS #419727), a credit union founded in 1955 and based in Indian Land, SC. Sharonview heloc are available in 50 states and Washington, DC.

Key Takeaways

No primary residences considered. Sharonview FCU Home Equity Lines of Credit does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Origination fees starting at $995.Origination fees are deducted from the loan amount, so take it into account when deciding how much you need to borrow.
Maximum LTV. Sharonview FCU Home Equity Lines of Credit has a maximum loan to value ratio of 80%.

Sharonview FCU Home Equity Lines of Credit Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

Sharonview FCU Home Equity Lines of Credit FAQ

How much can you borrow with a HELOC?

HELOCs are lines of credit secured by your home. Once approved, you can access funds by check, phone, credit card, or online up to your credit limit.

Borrowers can apply for lines of credit of up to $1,000,000. The maximum amount depends on property value, existing mortgage balance, and creditworthiness.

The maximum loan-to-value (LTV) ratio goes up to 80%. This means total debt secured by the property cannot exceed this percentage of its value. For example, on a $100,000 home with a $20,000 mortgage balance, you may qualify for up to $60k in credit.

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Sharonview heloc charge for a HELOC?

Sharonview FCU Home Equity Lines of Credit may charge an origination fee. Dollar fees may range from $995 to $995.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1955 Sharonview Way

Indian Land, SC 29707

(800) 462-4421

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 5:00PM

Tuesday

8:00AM - 5:00PM

Wednesday

8:00AM - 5:00PM

Thursday

8:00AM - 5:00PM

Friday

8:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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