Sharonview Personal Loans
Sharonview Personal Loans
in Personal Loans from Sharonview Federal Credit Union

Sharonview Personal Loans

in Personal Loans from Sharonview Federal Credit Union
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APR  (Factor Based) Starting at 14.24%
(Verified 08/04/2023)
Loan Amount $2,500 - $30,000
Loan Term (Months) Up to 72 months

Sharonview Personal Loans Review

Sharonview Personal Loans is offered by sharonview, a credit union founded in 1955 and based in Indian Land, SC. sharonview loans are available in 50 states (and Washington, DC).

Key Takeaways

  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Sharonview Personal Loans early.
  • Super long loan terms. Sharonview Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.

sharonview loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Does not offer pre-approval with soft credit pull.
  • Sharonview Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee

sharonview loans FAQ

What interest rates and personal loan terms does sharonview loans offer?

sharonview loans has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does sharonview loans offer?

sharonview loans offers a personal loan product that starts at 14.24% APR.

How much can you borrow via sharonview loans?

Personal loan amounts start at $2,500and go up to $30,000

What is the maximum loan term you can get with sharonview loans?

sharonview loans offers loans with terms of up to 72 months.

sharonview loans Interest Rates & Loan Terms
Personal Loan Amount $2500 - $30000
Loan Term up to 72 months
APR Starting at 14.24%

What fees does sharonview loans charge?

Does sharonview loans charge an origination fee?

sharonview loans may charge a personal loan origination fee.

Does sharonview loans charge a late fee?

No, sharonview loans will not charge you a late fee if you miss one of the monthly payments.

Does sharonview loans charge prepayment fees?

No, sharonview loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

sharonview loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Sharonview Personal Loans?

Sharonview Personal Loans does not require or does not disclose a credit score minimum.

Sharonview Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Sharonview Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Sharonview Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sharonview Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Proof of insurance
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
  • U.S. tax identification number
sharonview loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

Are Sharonview Personal Loans legit?

Sharonview Federal Credit Union was founded in 1955, it is a well-established company that has been in business for 68 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Proof of Insurance
  • U.S. Tax Identification Number
  • Social Security Number
APR Type Factor Based
Loan Amount $2,500 - $30,000
APR (Factor Based) Starting at 14.24%
(Verified 08/04/2023)
Loan Term Up to 72 months

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