Sharonview Personal Loans Reviews (2023)

Highlights
APR (Factor Based)	Starting at 14.24% (Verified 08/04/2023)
Loan Amount	$2,500 - $30,000
Loan Term (Months)	Up to 72 months

Sharonview Personal Loans Review

Sharonview Personal Loans is offered by sharonview, a credit union founded in 1955 and based in Indian Land, SC. sharonview loans are available in 50 states (and Washington, DC).

Key Takeaways

Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Sharonview Personal Loans early.
Super long loan terms. Sharonview Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.

sharonview loans Pros & Cons

Pros	Cons
	Charges an origination fee. Does not offer pre-approval with soft credit pull. Sharonview Personal Loans does not report to credit bureaus. Charges prepayment fees. Charges a late fee

sharonview loans FAQ

What interest rates and personal loan terms does sharonview loans offer?

sharonview loans has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does sharonview loans offer?

sharonview loans offers a personal loan product that starts at 14.24% APR.

How much can you borrow via sharonview loans?

Personal loan amounts start at $2,500and go up to $30,000

What is the maximum loan term you can get with sharonview loans?

sharonview loans offers loans with terms of up to 72 months.

sharonview loans Interest Rates & Loan Terms
Personal Loan Amount	$2500 - $30000
Loan Term	up to 72 months
APR	Starting at 14.24%

What fees does sharonview loans charge?

Does sharonview loans charge an origination fee?

sharonview loans may charge a personal loan origination fee.

Does sharonview loans charge a late fee?

No, sharonview loans will not charge you a late fee if you miss one of the monthly payments.

Does sharonview loans charge prepayment fees?

No, sharonview loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

sharonview loans Fees
Origination Fee	No
Prepayment Fee	N/A
Late Payment Fee	No

What do you need to qualify for Sharonview Personal Loans?

Sharonview Personal Loans does not require or does not disclose a credit score minimum.

Sharonview Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Sharonview Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Sharonview Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sharonview Personal Loans.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Proof of income
Proof of insurance
Driver's license
Proof of identity
Proof of citizenship or residence permit
U.S. tax identification number

sharonview loans Eligibility Criteria
Minimum Age	N/A
Bank Account Required?	No
Application Types Accepted	Individual Applications
Credit Score	N/A

Are Sharonview Personal Loans legit?

Sharonview Federal Credit Union was founded in 1955, it is a well-established company that has been in business for 68 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters
1955 Sharonview Way
Indian Land, SC 29707
(800) 462-4421
Visit Site
Email Support

Hours of Operation

Sunday Closed
Monday 8:00am - 5:00pm
Tuesday 8:00am - 5:00pm
Wednesday 8:00am - 5:00pm
Thursday 8:00am - 5:00pm
Friday 8:00am - 5:00pm
Saturday Closed

Other Services by Sharonview Federal Credit Union

Credit Card

Loans

Banking

Availability

Available in 50 states and Washington, D.C.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington, DC
West Virginia
Wisconsin
Wyoming

Feature Breakdown

Employment Statuses Considered	Employed Full-Time Employed Part-Time Self-Employed Retired
Immigration Status Considered	U.S. Citizen U.S. Permanent Resident
Joint Loan Applications Accepted	Individual Applications
Military Status	Active Duty Military Non-Military Veterans Military Dependent
Supported Income Types	Direct Deposit (W2, SSA, SSDI) Payroll Check or Prepaid Card Cash 1099 Misc. Income Tax Returns
Verification Documents Required	Driver License (or other photo ID) Proof of citizenship/residence (Green Card) Recent Pay Stubs Proof of Income Proof of Identity Proof of Insurance U.S. Tax Identification Number Social Security Number

Be the first to rate

Would you recommend Sharonview Personal Loans to your friends?

Other Personal Loans

Strongly recommended

48 Reviews

Mostly recommended

39 Reviews