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Last Updated: 04/18/2025

WestStar CU Home Equity Lines of Credit

from WestStar Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

95%

Minimum Draw

N/A

Loan Term (Years)

Up to 20

WestStar CU Home Equity Lines of Credit Review

WestStar CU Home Equity Lines of Credit is offered by WestStar Credit Union , a credit union founded in 1975 and based in Las Vegas, NV. WestStar CU Home Equity Lines of Credit are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

No primary residences considered. WestStar CU Home Equity Lines of Credit does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
High maximum LTV ratio. WestStar CU Home Equity Lines of Credit has a maximum loan to value ratio of 95%.

WestStar CU Home Equity Lines of Credit Pros & Cons

Pros

Cons

Available in 55 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

WestStar CU Home Equity Lines of Credit FAQ

How much can you borrow with a HELOC?

HELOCs are lines of credit secured by your home. Once approved, you can access funds by check, phone, credit card, or online up to your credit limit.

Borrowers can apply for lines of credit of up to $500,000. The maximum amount depends on property value, existing mortgage balance, and creditworthiness.

The maximum loan-to-value (LTV) ratio goes up to 95%. This means total debt secured by the property cannot exceed this percentage of its value. For example, on a $100,000 home with a $20,000 mortgage balance, you may qualify for up to $75k in credit.

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does WestStar CU Home Equity Lines of Credit charge for a HELOC?

WestStar CU Home Equity Lines of Credit may charge an origination fee.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2775 S Rainbow Blvd

Las Vegas, NV 89146

(702) 791-4777

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 6:00PM

Tuesday

9:00AM - 6:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 6:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 1:00PM

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

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