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Last Updated: 04/18/2025

WestStar CU Home Equity Fixed Term

from WestStar Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

90%

Loan Term (Years)

Up to 20

WestStar CU Home Equity Fixed Term Review

WestStar CU Home Equity Fixed Term is offered by WestStar Credit Union , a credit union founded in 1975 and based in Las Vegas, NV. WestStar CU Home Equity Fixed Term are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

No primary residences considered. WestStar CU Home Equity Fixed Term does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
High maximum LTV ratio. WestStar CU Home Equity Fixed Term has a maximum loan to value ratio of 90%.

WestStar CU Home Equity Fixed Term Pros & Cons

Pros

Cons

Available in 55 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

WestStar CU Home Equity Fixed Term FAQ

What are the home equity loan requirements of WestStar CU Home Equity Fixed Term

This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does WestStar CU Home Equity Fixed Term charge for a home equity loan?

WestStar CU Home Equity Fixed Term may charge a loan origination fee

Is WestStar Credit Union a legit company?

WestStar Credit Union was founded in 1975, it is a well-established company that has been in business for 51 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2775 S Rainbow Blvd

Las Vegas, NV 89146

(702) 791-4777

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 6:00PM

Tuesday

9:00AM - 6:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 6:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 1:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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