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Last Updated: 04/18/2025

Wintrust Mortgage HELOC

from Wintrust Mortgage

Last Updated: 04/18/2025

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Highlights

Credit Score Range

620 - 850

Amount Range

$10,000 - $500,000

Maximum LTV

N/A

Minimum Draw

N/A

Loan Term (Years)

N/A

Wintrust Mortgage HELOC Review

Wintrust Mortgage HELOC is offered by Wintrust Mortgage (NMLS #449042), a direct lender founded in 1981 and based in Rosemont, IL. Wintrust Mortgage HELOC are available in 50 states and Washington, DC.

Key Takeaways

Fair credit accepted. Borrowers with a credit score as low as 620 may qualify for Wintrust Mortgage HELOC.
Only primary residences considered. Wintrust Mortgage HELOC does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Wintrust Mortgage HELOC Pros & Cons

Pros

Cons

Considers applicants with fair credit.
Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

Wintrust Mortgage HELOC FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Wintrust Mortgage HELOC charge for a HELOC?

Wintrust Mortgage HELOC may charge an origination fee.

What types of property can you use as security for a HELOC with Wintrust Mortgage HELOC?

Wintrust Mortgage may consider HELOCs secured by the following property types:

Primary residences

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Message from Wintrust Mortgage HELOC

A HELOC is a convenient and cost-effective way to borrow money for almost any purchase, using your home equity as collateral. You’ll get the flexibility to pay down your credit line and access funds as you need them.

Contact

Headquarters

9700 W. Higgins Road,

Suite 300

Rosemont, IL 60018

(847) 939-9500

Visit Site

Email Support

Hours of Operation

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SuperMoney Net Recommendation Score

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-1000+100

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