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Home Equity Lines of Credit
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Last Updated: 04/18/2025

Wintrust Mortgage HELOC

in Home Equity Lines of Credit from Wintrust Mortgage

Last Updated: 04/18/2025

Wintrust Mortgage HELOC logo
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Highlights

Credit Score Range

620 - 850

Amount Range

$10,000 - $500,000

Maximum LTV

N/A

Minimum Draw

N/A

Loan Term (Years)

N/A


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Wintrust Mortgage HELOC Review

Wintrust Mortgage HELOC is offered by Wintrust Mortgage (NMLS #449042), a direct lender founded in 1981 and based in Rosemont, IL. Wintrust Mortgage HELOC are available in 50 states and Washington, DC.

Key Takeaways

  • Fair credit accepted. Borrowers with a credit score as low as 620 may qualify for Wintrust Mortgage HELOC.
  • Only primary residences considered. Wintrust Mortgage HELOC does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Wintrust Mortgage HELOC Pros & Cons

Wintrust Mortgage HELOC FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Wintrust Mortgage HELOC charge for a HELOC?

Wintrust Mortgage HELOC may charge an origination fee.

What types of property can you use as security for a HELOC with Wintrust Mortgage HELOC?

Wintrust Mortgage may consider HELOCs secured by the following property types:
  • Primary residences

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Wintrust Mortgage HELOC logo

Message from Wintrust Mortgage HELOC

A HELOC is a convenient and cost-effective way to borrow money for almost any purchase, using your home equity as collateral. You’ll get the flexibility to pay down your credit line and access funds as you need them.



Contact

Headquarters

9700 W. Higgins Road,
Suite 300
Rosemont, IL 60018
Visit Site

Hours of Operation

Sunday
Closed
Monday
Invalid DateTime - 5:00PM
Tuesday
Invalid DateTime - 5:00PM
Wednesday
Invalid DateTime - 5:00PM
Thursday
Invalid DateTime - 5:00PM
Friday
Invalid DateTime - 5:00PM
Saturday
Closed

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