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Last Updated: 02/12/2026

AmeriSave Home Equity Loans

in Home Equity Loans from Amerisave Mortgage Corporation

Last Updated: 02/12/2026

Amerisave Mortgage Corporation logo
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Strongly recommended25 total votes
23 users recommend
1 users are unsure
1 users don't recommend
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Highlights

Community Rating

Strongly recommended

Credit Score Range

Starting at 640

Amount Range

$25,000 - $350,000

Maximum LTV

90%

Loan Term (Years)

Up to 30

Number of Reviews

25
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AmeriSave Home Equity Loans Review

AmeriSave Home Equity Loans is offered by Amerisave Mortgage Corporation (NMLS #1168), a direct lender founded in 2002 and based in Sandy Springs, GA. Amerisave are available in 46 states and Washington, DC.

Key Takeaways

  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • High maximum LTV ratio. AmeriSave Home Equity Loans has a maximum loan to value ratio of 90%.
  • Fair credit accepted. Borrowers with a credit score as low as 640 may qualify for AmeriSave Home Equity Loans.

AmeriSave Home Equity Loans Pros & Cons

AmeriSave Home Equity Loans FAQ

How much can you borrow with a AmeriSave Home Equity Loans home equity loan?

A home equity loan allows homeowners to borrow money using their home as collateral (similar to a mortgage). Loan amounts vary depending on the value of the home minus the balance of any mortgages or liens on the property.
AmeriSave Home Equity Loans allows borrowers to apply for home equity loans of up to $350,000. The actual maximum loan amount will vary depending on the value of the property, how much you owe on it, and your creditworthiness.

What are the home equity loan requirements of AmeriSave Home Equity Loans

This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does AmeriSave Home Equity Loans charge for a home equity loan?

AmeriSave Home Equity Loans may charge a loan origination fee

What types of property can you use as security for a home equity loan with AmeriSave Home Equity Loans?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. AmeriSave Home Equity Loans will consider loans secured by the following property types:
  • Primary home.
  • Secondary homes and vacation properties.
  • Investment properties and house flipping projects.

Is Amerisave Mortgage Corporation a legit company?

Amerisave Mortgage Corporation was founded in 2002, it is a well-established company that has been in business for 24 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1200 Altmore Ave
Suite 600
Sandy Springs, GA 30342
(866) 970-7283
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Email Support

Hours of Operation

Sunday
8:00AM - 9:00PM
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 9:00PM

Other Services by Amerisave Mortgage Corporation