Citizens Bank Home Equity Loans
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| APR (Fixed APR) | 5.24% - 7.54% |
| Loan Term (Years) | 10 - 20 years |
| Loan Amount | Starting at $10,000 |
| Maximum LTV | 80% |
Citizens Bank Home Equity Loans Review
Citizens Bank Home Equity Loans is offered by Citizens Bank, a bank founded in 1828 and based in Providence, RI. Citizens Bank Home Equity Loans is available in 11 states across the USA.
What are the home equity loan requirements of Citizens Bank Home Equity Loans
This lender's maximum loan to value rate is 80%. That means the total debt secured by the property cannot exceed 80% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $60k.
What home equity loan rates does Citizens Bank Home Equity Loans offer?
Citizens Bank Home Equity Loans offers home equity loans with a fixed APR that ranges from 5.24% up to 7.54%.
Remember the APRs of home equity loans do not include points and financing charges, just the interest rate.
What is the estimated funding time for a home loan via Citizens Bank Home Equity Loans?
Citizens Bank Home Equity Loans will typically fund home equity loans within 45 and days of approval.
What fees does Citizens Bank Home Equity Loans charge for a home equity loan?
Citizens Bank Home Equity Loans may charge a loan origination fee
What types of property can you use as security for a home equity loan with Citizens Bank Home Equity Loans?
Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Citizens Bank Home Equity Loans will consider loans secured by the following property types:
- Primary home.
- Secondary homes and vacation properties.
- Investment properties and house flipping projects.
Message From Citizens Bank
Availability
- Connecticut
- Delaware
- Massachusetts
- Michigan
- New Hampshire
- New Jersey
- New Mexico
- Ohio
- Pennsylvania
- Rhode Island
- Vermont
Feature Breakdown
| Credit Score Range | 600 - 850 |
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Intended Use |
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| Joint Loan Applications Accepted |
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| Maximum LTV | 80% |
| Military Status |
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| Minimum Age | 18 |
| Supported Income Types |
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