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Last Updated: 04/18/2025

First Financial FCU Home Equity Fixed Rate

from First Financial Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

Up to 20

First Financial FCU Home Equity Fixed Rate Review

First Financial FCU Home Equity Fixed Rate is offered by First Financial Federal Credit Union (NMLS #400001), a credit union founded in 1953 and based in Sparks Glencoe, MD. First Financial FCU Home Equity Fixed Rate are available in 50 states and Washington, DC.

Key Takeaways

Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
No-closing-cost mortgages available. This option allows you to include the closing costs into the new loan, so you don't pay for these expenses upfront.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for First Financial FCU Home Equity Fixed Rate.

First Financial FCU Home Equity Fixed Rate Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

First Financial FCU Home Equity Fixed Rate FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does First Financial FCU Home Equity Fixed Rate charge for a home equity loan?

First Financial FCU Home Equity Fixed Rate may charge a loan origination fee

What types of property can you use as security for a home equity loan with First Financial FCU Home Equity Fixed Rate?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. First Financial FCU Home Equity Fixed Rate will consider loans secured by the following property types:

Primary home.
Secondary homes and vacation properties.
Investment properties and house flipping projects.

Is First Financial Federal Credit Union a legit company?

First Financial Federal Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

72 Loveton Cir

Sparks Glencoe, MD 21152

(800) 903-3328

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:00PM

Tuesday

8:30AM - 5:00PM

Wednesday

8:30AM - 5:00PM

Thursday

8:30AM - 5:00PM

Friday

8:30AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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