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  Exchange Bank Mortgage Loans
Exchange Bank Mortgage Loans
in Home Purchase Mortgages from Exchange Bank of Louisiana · NMLS ID #481186
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Exchange Bank Mortgage Loans

Unaffiliated
in Home Purchase Mortgages from Exchange Bank of Louisiana · NMLS ID #481186
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Exchange Bank Mortgage Loans Review

Exchange Bank Mortgage Loans is offered by Exchange Bank of Louisiana (NMLS #481186), a bank founded in 1892 and based in Natchitoches, LA. Exchange Bank Mortgage Loans is available in 1 state across the USA.

Key Takeaways
  • 3 different mortgage programs offered. Exchange Bank Mortgage Loans offers USDA, VA, conforming, and conventional mortgages.
  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. Exchange Bank Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Exchange Bank Mortgage Loans does offer financing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Exchange Bank Mortgage Loans Pros & Cons
Pros Cons
  • Offers financing for single family, multi-family, and manufactured homes.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 1 state.
Exchange Bank mortgage FAQ

What mortgage rates does Exchange Bank of Louisiana offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Exchange Bank mortgage may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Exchange Bank mortgage offers the following mortgage types:

What property usage types does Exchange Bank mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Exchange Bank mortgage allows the following property usage types: 

  • Primary home

What is the support contact email?

The support contact email for this business credit card is loans@exchange-bank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

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Savings Accounts

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Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Intended Use Primary Home
Minimum Age 0
Property Type
  • Manufactured/Mobile Home
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Primary Residence
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs
  • USDA
  • VA

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