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Last Updated: 04/18/2025

Exchange Bank Mortgage Loans

Q: What mortgage programs are available?

Besides conventional mortgages , Exchange Bank mortgage offers the following mortgage types:

Q: What is the support contact email?

The support contact email for is loans@exchange-bank.com .

from Exchange Bank of Louisiana

Last Updated: 04/18/2025

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Exchange Bank Mortgage Loans Review

Exchange Bank Mortgage Loans is offered by Exchange Bank of Louisiana (NMLS #481186), a bank founded in 1892 and based in Natchitoches, LA. Exchange Bank mortgage are available in 1 state.

Key Takeaways

Only two mortgage programs offered. Exchange Bank Mortgage Loans provides USDA VA conforming and conventional mortgages.
Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
Standard interest rates types. Exchange Bank Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
Only primary residences considered. Exchange Bank Mortgage Loans does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Exchange Bank Mortgage Loans Pros & Cons

Pros

Cons

Offers financing for single-family homes, multi-family homes, manufactured/mobile homes, and townhomes.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 1 state.

Exchange Bank mortgage FAQ

What mortgage rates does Exchange Bank of Louisiana offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Exchange Bank mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Exchange Bank mortgage offers the following mortgage types:

What property usage types does Exchange Bank mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Exchange Bank mortgage allows the following property usage types:

Primary home

What is the customer service phone number?

The customer service number for Exchange Bank Mortgage Loans is (318) 352-8141.

What is the support contact email?

The support contact email for is loans@exchange-bank.com.

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Contact

Headquarters

700 Front St

Natchitoches, LA 71457

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

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SuperMoney Net Recommendation Score

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