Exchange Bank Mortgage Loans

Exchange Bank Mortgage Loans Review

Exchange Bank Mortgage Loans are offered by Exchange Bank of Louisiana (NMLS #481186), a bank founded in 1892 and based in Natchitoches, LA. Exchange Bank Mortgage Loans are available in 1 state across the USA.

Key Takeaways

• 3 different mortgage programs offered. Exchange Bank Mortgage Loans offers USDA, VA, conforming, and conventional mortgages.
• Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
• Standard interest rates types. Exchange Bank Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
• Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Exchange Bank Mortgage Loans does offer financing for primary and secondary homes (e.g. vacation properties).
• Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Exchange Bank Mortgage Loans Pros & Cons

Exchange Bank mortgage FAQ

What mortgage rates does Exchange Bank of Louisiana offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Exchange Bank mortgage may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Exchange Bank mortgage offers the following mortgage types:

What property usage types does Exchange Bank mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Exchange Bank mortgage allows the following property usage types: 

• Primary home

What is the customer service phone number?

The customer service number for Exchange Bank Mortgage Loans is (318) 352-8141.

What is the support contact email?

The support contact email for this business credit card is loans@exchange-bank.com.