Where does Golden Empire Mortgage do business?

Golden Empire Mortgage is a direct lender based in Bakersfield, CA. The company was founded in 1987 and offers mortgages to borrowers in 6 states across the USA.

How much can you borrow via Golden Empire Mortgage?

Golden Empire Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..

Does Golden Empire Mortgage charge a mortgage origination fee?

Yes, Golden Empire Mortgage may charge a loan origination fee.

Does Golden Empire Mortgage charge prepayment fees?

Yes, Golden Empire Mortgage charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Golden Empire Mortgage offer?

Golden Empire Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • HomePath
  • USDA
  • VA

What property usage types does Golden Empire Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Golden Empire Mortgage allows the following property usage types: 

  • Primary home 

  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $3000000
  • Terms
    10, 15, 20, 30
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