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Last Updated: 04/18/2025

UFirst Credit Union First Mortgage Loan

from UFirst Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Loan Term (Years)

10 - 30

UFirst Credit Union First Mortgage Loan Review

UFirst Credit Union First Mortgage Loan is offered by UFirst Credit Union (NMLS #654272), a credit union founded in 1956 and based in Holladay, UT. UFirst Credit Union First Mortgage Loan are available in 50 states and Washington, DC.

Key Takeaways

Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
Standard interest rates types. UFirst Credit Union First Mortgage Loan only offers fixed-rate mortgages.
Only primary residences considered. UFirst Credit Union First Mortgage Loan does not offer financing for vacation homes or investment properties.
High maximum LTV ratio. UFirst Credit Union First Mortgage Loan has a maximum loan to value ratio of 100%, which is higher than average. Most lenders want you to have at least 20% equity.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for UFirst Credit Union First Mortgage Loan.

UFirst Credit Union First Mortgage Loan Pros & Cons

Pros

Cons

No prepayment penalty.
Offers financing for single-family homes.
Available in all 50 states.

Charges an origination fee.

UFirst Credit Union First Mortgage Loan FAQ

What is the maximum loan term you can get with UFirst Credit Union First Mortgage Loan?

UFirst Credit Union First Mortgage Loan offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does UFirst Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, UFirst Credit Union First Mortgage Loan may charge a loan origination fee .

Does UFirst Credit Union First Mortgage Loan charge prepayment fees?

No, UFirst Credit Union First Mortgage Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What property usage types does UFirst Credit Union First Mortgage Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. UFirst Credit Union First Mortgage Loan allows the following property usage types:

Primary home

What is the customer service phone number?

The customer service number for UFirst Credit Union First Mortgage Loan is (801) 481-8800.

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Contact

Headquarters

4675 S Highland Dr

Holladay, UT 84117

(801) 481-8800

Visit Site

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

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SuperMoney Net Recommendation Score

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