1 more

Last Updated: 04/18/2025

UFirst Credit Union Home Equity Loan

from UFirst Credit Union

Last Updated: 04/18/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Compare All Home Equity Loans

Filter & compare all your options in one place.

View All Products

Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

95%

Loan Term (Years)

5 - 10

UFirst Credit Union Home Equity Loan Review

UFirst Credit Union Home Equity Loan is offered by UFirst Credit Union (NMLS #654272), a credit union founded in 1956 and based in Holladay, UT. UFirst Credit Union Home Equity Loan are available in 50 states and Washington, DC.

Key Takeaways

Only primary residences considered. UFirst Credit Union Home Equity Loan does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
High maximum LTV ratio. UFirst Credit Union Home Equity Loan has a maximum loan to value ratio of 95%.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for UFirst Credit Union Home Equity Loan.

UFirst Credit Union Home Equity Loan Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

UFirst Credit Union Home Equity Loan FAQ

What are the home equity loan requirements of UFirst Credit Union Home Equity Loan

This lender's maximum loan to value rate is 95%. That means the total debt secured by the property cannot exceed 95% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $75k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does UFirst Credit Union Home Equity Loan charge for a home equity loan?

UFirst Credit Union Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with UFirst Credit Union Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. UFirst Credit Union Home Equity Loan will consider loans secured by the following property types:

Primary home.

Is UFirst Credit Union a legit company?

UFirst Credit Union was founded in 1956, it is a well-established company that has been in business for 70 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4675 S Highland Dr

Holladay, UT 84117

(801) 481-8800

Visit Site

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

Other Services by UFirst Credit Union

Business Checking Accounts

Rating not yet determined (1 Review)

CD Accounts

6 products

Be the first to rate

Checking Accounts

2 products

Be the first to rate

Money Market Accounts

3 products

Be the first to rate

Savings Accounts

5 products

Be the first to rate

Business Credit Cards

Be the first to rate

Credit Cards

4 products

Be the first to rate

Auto Loans

2 products

Be the first to rate

Personal Loans

4 products

Be the first to rate

Home Equity Lines of Credit

Be the first to rate

Home Mortgage Loans

Be the first to rate

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.