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Last Updated: 04/18/2025

AAA Life Insurance

from AAA

Last Updated: 04/18/2025

Strongly recommended9 total votes

6 users recommend

2 users are unsure

1 users don't recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

$100 - $5

Term Options

Term Life
Level Term

Financial Strength Rating

A-(Verified 04/18/2025)

Number of Reviews

AAA Life Insurance Review

AAA life insurance Pros & Cons

Pros

Cons

Offers life insurance policies that don't require medical exams.
Life policy terms of up to 30 years.
Available in all 50 states.
Access to multiple life insurance policy types.

AAA is a life insurance carrier based in Livonia, MI. The company was founded in 1902 and offers life insurance products in 50 states (and Washington, DC).

AAA life insurance FAQ

What types of life insurance products does AAA offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options AAA offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. AAA life insurance offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $100 to $5.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

What is SuperMoney's financial rating of AAA?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives AAA an A-. Life insurance companies with this score show an excellent ability to cover their life insurance responsibilities.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

17900 N. Laurel Park Dr.

Livonia, MI 48152

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 7:00PM

Tuesday

8:00AM - 7:00PM

Wednesday

8:00AM - 7:00PM

Thursday

8:00AM - 7:00PM

Friday

8:00AM - 7:00PM

Saturday

8:00AM - 5:00PM

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +56, or 4.1 on a 5-point rating scale.

+56

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

AAA Life Insurance Community Reviews

Would you recommend AAA Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

This site needs a bit of an update for the price range of this insurance. Nevertheless, I want to point out a few things. Firstly, this insurance is must-have for any of those who need to secure money in the case of any untimely death. The sooner to sign up, the better. And the easier it will be to maintain any payments. Second, the customer service is stellar. They reach out to ...Show More

Nicole R.

Oct 26, 2022

May or may not recommend

I recommend AAA because they have great employees! I've used them for several services, even used to use the travel agent service before computers! Quality company in my opinion. Nicole R.

Theo S.

Mar 16, 2022

May or may not recommend

Lisa A.

Oct 11, 2021

May or may not recommend

I received an offer from AAA Life Insurance when I received my AAA renewal bill. After reviewing the rates, I decided to add this to my portfolio. I like that since I signed up for AAA life insurance, I receive offers to upgrade which I took advantage of twice. Great company to work with on life insurance needs!

Misty H.

Aug 28, 2021

May or may not recommend

When my grandmother passed away AAA helped out our family in the time we needed it most, thanks to AAA my grandmother got the funeral she deserved.

Andrew H.

Aug 11, 2021

May or may not recommend

Their roadside services are great. Not sire if their rates would be competitive compared to other companies that specialize in insurance.

Jonathan L.

Jul 12, 2021

May or may not recommend

AAA Life Insurance exceeded my expectations in every way possible.

Kandace W.

Mar 12, 2021

May or may not recommend

This is a great thing for kids to get into and grow with. The perks are great and can help family out when needed with towing as well as roadside assistance. The customer service phone line is a little confusing if you dont listen to it all the way, but other than that this is a great company!

Margie G.

Jul 19, 2019

May or may not recommend

Actually, I just don't know anything about Life, Term or Auto Insurance Rates but when I 1st applied for Burial Insurance AAA was THE HIGHEST RATE THAT I RECEIVED FROM ABOUT 20 OTHER COMPANIES. So NO, I WOULD NOT RECRECOMMEND AAA FOR ANY KIND OF INSURANCE.

Showing 9 of 9 reviews