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MassMutual Life Insurance

in Life Insurance from MassMutual

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MassMutual Life Insurance

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in Life Insurance from MassMutual

Net Recommendation Score +100%

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Financial Strength Rating A+

MassMutual Life Insurance Review

MassMutual Life Insurance is an insurance carrier based in Springfield, MA. The company was founded in 1851 and offers life insurance in 50 states (and Washington, DC). Life insurance is important for anyone who has loved who depend on them financially. It can also help with final expenses and burial costs.

MassMutual Life Insurance FAQ

What types of life insurance coverage does MassMutual Life Insurance offer?

Insurance carriers typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only apply for policies and riders you actually need.

Here is a brief description of the coverage MassMutual Life Insurance offers.

  • Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time. MassMutual Life Insurance offers term lengths ranging from 10 to 20 years. Death benefit amounts range from $100,000 to $3,000,000.
  • Level Term Insurance - These are term policies that have the same fixed premium and payment amount throughout the life of the policy.
  • Whole Life Insurance - Whole life insurance policies remain in force for the entire life of the policyholder provided premiums are paid. Whole life benefit payments range from $2,000 to $25,000.
  • Universal Life Insurance - This type of policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
  • Variable Universal Life Insurance - Provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.

As well as the basic coverage types mentioned above, MassMutual Life Insurance also offers the following policies:

  • Guaranteed Issue Life Insurance - These policies offer a cash death benefit to the beneficiary. All coverage applications are approved regardless of health concerns. The catch is these policies usually have lower death benefits and higher than normal premiums.

How can you save money on a MassMutual Life Insurance life insurance policy?

When you ask for a quote with MassMutual Life Insurance, ask what policy discounts are available.

These include:

  • Being a non-smoker

What is the financial strength rating of MassMutual Life Insurance?

The financial strength rating of a life insurance company scores its ability to pay contracts and policies.

Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy.

There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

MassMutual Life Insurance scores an A+, SuperMoney's highest available rating.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   1295 State Street
    Springfield, MA 01111

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday Closed

Other Services by MassMutual

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Financial Strength Rating A+
Policy Discounts Non-Smoker
Life Insurance Features
  • Online Quotes
  • No Medical Exam Policies
  • High Risk Applicants Accepted
  • Cash Value Loans
Term Length 10 - 20
Term Life Age Range 18 - 60
Term Life Death Benefit Range $100,000 - $3,000,000
Term Options
  • Term Life
  • Level Term
Whole / Permanent Life Options
  • Whole Life (Traditional)
  • Universal Life
  • Universal (Variable)
Whole Life Age Range 40 - 80
Whole Life Death Benefit Range $2,000 - $25,000
Life Insurance Riders
  • Waiver of Premium Due to Illness / Disability
  • Accelerated Death Benefit (Terminal Illnesses)
  • Term Conversion
  • Long-Term Care
  • Accidental Death or Dismemberment / Double Indemnity

MassMutual Life Insurance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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