Last Updated: 06/28/2025
SuperMoney User Recommendation Score +92
Strongly recommended12 total votes
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Highlights
Community Rating
Strongly recommended
Term Life Death Benefit Range
$100,000 - $3,000,000
Term Options
- Term Life
- Level Term
Financial Strength Rating
A+(Verified 04/18/2025)
Number of Reviews
MassMutual Life Insurance Review
Massmutual life insurance Pros & Cons
| Pros | Cons |
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MassMutual is a life insurance carrier based in Springfield, MA. The company was founded in 1851 and offers life insurance products in 50 states (and Washington, DC).
Massmutual life insurance FAQ
What types of life insurance products does MassMutual offer?
Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.
Here is a brief description of life insurance options MassMutual offers.
- Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Massmutual life insurance offers term lengths ranging from 10 to 20 years. Death benefit amounts range from $100,000 to $3,000,000.
- Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
- Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
- Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
- Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.
What is SuperMoney's financial rating of MassMutual?
The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives MassMutual an A+, which is the highest available rating we give to life insurance companies.
SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 8:00PM
Tuesday
8:00AM - 8:00PM
Wednesday
8:00AM - 8:00PM
Thursday
8:00AM - 8:00PM
Friday
8:00AM - 8:00PM
Saturday
Closed
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +92, or 4.8 on a 5-point rating scale.
+92
-1000+100
No one recommends
Everyone recommends
MassMutual Life Insurance Community Reviews
Would you recommend MassMutual Life Insurance to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
Mass Mutual was offered through my employer, not my choice. But am happy so far. They do have other financial services that I've signed up for and good experience so far. Company is pretty stable. Their customer reps are very responsive and knowledgeable.
RL
Rin L.
Sep 3, 2022
May or may not recommend
Everyone seem to have good reviews so why not give it a try.
BW
B W.
Sep 28, 2021
May or may not recommend
I death with MassMutual after the death of my father. They made everything so easy to understand during such a difficult time. I wasn't really sure where to start when it came to his life insurance policy, but MassMutual had everything under control. They told me what forms I needed, and where to send death certificates, and within a month of making that first call to them, every problem I ...Show More
OM
Okera M.
Jul 23, 2021
May or may not recommend
MassMutual Life insurance is great. Anyone interested should try it out.
FC
Florencia C.
Jul 18, 2021
May or may not recommend
Massmutual Life Insurance is a great company with excellent financial stability. It's easy to access it through their website and very convenient. If you smoke or are a senior. And if you have a preexisting condition and are looking for a guaranteed acceptance or no medical exam policy,
AW
Aven W.
Jun 24, 2021
May or may not recommend
MassMutual runs the LifeBridge programme, which gives free $50,000 10-year life insurance plans to income-eligible families (those earning between $10,000 and $40,0000). If the insured parent dies during the term, a $50,000 death benefit is paid into a trust to cover the child's educational fees. To manage your account, download the MassMutual mobile app. You may use your insurance policy to make payments, see your statements, and even request a ...Show More
Boris N.
Jun 5, 2021
May or may not recommend
I like this policy. This was a good option for our family. I especially like that this life insurance policy offer a cash death benefit to the beneficiary
Imoleayo L.
May 5, 2021
May or may not recommend
MassMutual Life Insurance has to be the best insurance company I have used so far. Their policies are customer-friendly, with features like discounts for various life insurance options. Also, the entire process of getting me life insurance was so easy because I had the help of their advisor in answering my questions and clearing my doubts.
AB
Ashley B.
Apr 16, 2021
May or may not recommend
My husband always put I and the kids first. He doesn’t hope that something bad happens to him but he is always like “life insurance for you and the kids is one way I can have you protected”. I feel good knowing that mass mutual got us protected. The agent attached to us during registration was very helpful and kind. I strongly recommend Mass mutual to you as you think ...Show More
Tiffani S.
Oct 31, 2020
May or may not recommend
Life insurance is not something to play with. At any time something can happen and it's important to be prepared and to take care of your family. Mass Mutual was amazing in making sure I had the correct coverage and that my daughters would be taken care of. I feel better knowing that when the time comes I am not leaving my family with any extra bills.
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Ashely D.
Oct 11, 2020
May or may not recommend
I definitely recommend MassMutual. It was a very easy process when signing up. The agent helped me to make sure that all of my family was included in the plan that I selected. We actually saved more money (a significant amount) by being non-smokers. A big plus is that the company is well known. It lets me know that they are financially secure.
OD
Orlando D.
Aug 6, 2020
May or may not recommend
I am very pleased with how great my MassMutual Advisor did to make sure my family was properly protected. I chose to go with MassMutual due to having a great reputation, their products are high quality and their advisors are very knowledgable and truly care for their clients. being able to convert my term policy into a permanent life insurance provided me the flexability my family and I need.
Showing 12 of 12 reviews
