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Last Updated: 04/18/2025

Western & Southern Life Insurance

in Life Insurance from Western & Southern Financial Group

Last Updated: 04/18/2025

Mostly recommended8 total votes

4 users recommend

1 users are unsure

3 users don't recommend

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Highlights

Community Rating

Mostly recommended

Term Life Death Benefit Range

N/A

Term Options

Term Life
Level Term

Financial Strength Rating

A+(Verified 04/18/2025)

Number of Reviews

Western & Southern Life Insurance Review

Western Southern life insurance Pros & Cons

Pros

Cons

Life policy terms of up to 30 years.
Strong financial rating
Available in 43 states.
Access to multiple life insurance policy types.

Western & Southern Financial Group is a life insurance carrier based in Cincinnati, OH. The company was founded in 1888 and offers life insurance products in 43 states (and Washington, DC).

Western Southern life insurance FAQ

What types of life insurance products does Western & Southern Financial Group offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Western & Southern Financial Group offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Western Southern life insurance offers term lengths ranging from 10 to 30 years.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

What is SuperMoney's financial rating of Western & Southern Financial Group?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Western & Southern Financial Group an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Headquarters

400 Broadway

Cincinnati, OH 45202

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