Western & Southern Life Insurance Review

Western & Southern Life Insurance is an insurance carrier based in Cincinnati, OH. The company was founded in 1888 and offers life insurance in 43 states (and Washington, DC). Life insurance is important for anyone who has loved who depend on them financially. It can also help with final expenses and burial costs.

What types of life insurance coverage does Western & Southern Life Insurance offer?

Insurance carriers typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only apply for policies and riders you actually need.

Here is a brief description of the coverage Western & Southern Life Insurance offers.

• Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time. Western & Southern Life Insurance offers term lengths ranging from 10 to 30 years.
• Level Term Insurance - These are term policies that have the same fixed premium and payment amount throughout the life of the policy.
• Whole Life Insurance - Whole life insurance policies remain in force for the entire life of the policyholder provided premiums are paid.
• Universal Life Insurance - This type of policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

How can you save money on a Western & Southern Life Insurance life insurance policy?

When you ask for a quote with Western & Southern Life Insurance, ask what policy discounts are available.

What is the financial strength rating of Western & Southern Life Insurance?

Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy.

There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Western & Southern Life Insurance scores an A+, SuperMoney's highest available rating.