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Last Updated: 04/18/2025

4U Credit Union Money Market Account

from 4U Credit Union

Last Updated: 04/18/2025

4U Credit Union logo
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Highlights

APY (Annual Percentage Yield)

1.11%(Verified 07/25/2024)

Minimum Balance to Earn APY

$2,000

Minimum Opening Deposit

$2,000

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4U Credit Union Money Market Account Review

4U Credit Union Money Market Account is offered by 4U Credit Union, a credit union founded in 1956 and based in Gainesville, TX. 4U Credit Union Money Market Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.11%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $2000.00.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • $2,000.00 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit.

Pros & Cons of 4U Credit Union Money Market Account

4U Credit Union Money Market Account FAQ

Are money market accounts from 4U Credit Union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for 4U Credit Union Money Market Account rates?

4U Credit Union Money Market Account offers an APY of up to 1.11% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $2000.00. This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What are the fees for 4U Credit Union Money Market Account?

4U Credit Union Money Market Account does not charge a monthly maintenance fee.

What is the minimum balance for 4U Credit Union Money Market Account?

Minimum deposit of $2,000.00. You must make an initial deposit of at least $2,000.00 to open this account.
Interest rate minimum balance of $2,000.00. You must keep the account balance above $2,000.00 to earn interest.

What features and perks does 4U Credit Union Money Market Account offer?

This account includes the following features:
  • Nationwide ATM network - 4U Credit Union Money Market Account allows you to access your money from an ATM, a convenient feature only a few offer.

What is the customer service phone number?

The customer service number for this account is (940) 665-1797.

What is the support contact email?

The support contact email for this business credit card is 4ucu@4ucu.org.

How to open an account with 4U Credit Union

  • Visit the 4U Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1312 Lawrence St
Gainesville, TX 76240
(940) 665-1797
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed

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SuperMoney Net Recommendation Score

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