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Last Updated: 04/18/2025

Citizens Bank Personal Money Market Account

in Money Market Accounts from Citizens Bank

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.01%(Verified 06/21/2024)

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Minimum Balance to Earn APY

Minimum Opening Deposit

N/A

Citizens Bank Personal Money Market Account Review

Citizens Bank Personal Money Market Account is offered by Citizens Bank, a bank founded in 1828 and based in Providence, RI. Bank Fund Staff Federal Credit Union money market are available in 11 states.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.01.
No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.
Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$2,500.

Pros & Cons of Citizens Bank Personal Money Market Account

Pros

Cons

Does not offer mobile check deposits.

Does not provide a debit card.
Not FDIC-insured.
Only available in 11 states.

Citizens Bank Personal Money Market Account FAQ

Are money market accounts from Citizens Bank federally insured?

Yes, your Citizens Bank money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for Bank Fund Staff Federal Credit Union money market rates?

Citizens Bank Personal Money Market Account Rates and Terms

Rates

Amount

APY

0.01%

Bank Fund Staff Federal Credit Union money market offers an APY of up to 0.01% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $0.

What are the fees for Citizens Bank Personal Money Market Account?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $2,500.

Citizens Bank Personal Money Market Account Fees

Description

Monthly Service Fee

$0 - $10

What is the minimum balance for Bank Fund Staff Federal Credit Union money market?

No minimum initial deposit. Citizens Bank does not require a minimum initial deposit to open an account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.

What features and perks does Bank Fund Staff Federal Credit Union money market offer?

This account does not seem to offer any of the features and perks we track.

What is the customer service phone number?

The customer service number for this account is (877) 360-2472.

How to open an account with Citizens Bank

Visit the Citizens Bank website.
Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
Check the information is accurate and submit your application.

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Contact

Headquarters

1 Citizens Plz

Providence, RI 02903

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