SuperMoney
  Citizens Bank Personal Money Market Account

Citizens Bank Personal Money Market Account

in Money Market Accounts from Citizens Bank · fdic

Unaffiliated

Citizens Bank Personal Money Market Account

Unaffiliated

in Money Market Accounts from Citizens Bank · Member FDIC

Net Recommendation Score 0

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
1 user is unsure
0 users don't recommend
Cast your vote

Would you recommend Citizens Bank Personal Money Market Account to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating

Rating not yet determined  

APY (Annual Percentage Yield) 0.01%
APY Minimum Balance $0
Minimum Opening Deposit N/A

Citizens Bank Personal Money Market Account Review

Citizens Bank Personal Money Market Account is offered by Citizens Bank, a bank founded in 1828 and based in Providence, RI. Citizens Bank Personal Money Market Account is available in 11 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.01.
  • No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $2,500.
Pros & Cons of Citizens Bank Personal Money Market Account
Pros Cons
  • Does not offer mobile check deposits.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide a debit card.
  • Not FDIC-insured.
  • Only available in 11 states.
  • Monthly service charge.
Citizens Bank Personal Money Market Account FAQ

Are money market accounts from Citizens Bank federally insured?

Yes, your Citizens Bank money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57957). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for Bank Fund Staff Federal Credit Union money market rates?

Citizens Bank Personal Money Market Account Rates and Terms
Rates Amount
APY 0.01%

Bank Fund Staff Federal Credit Union money market offers an APY of up to 0.01% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $0.

What are the fees for Citizens Bank Personal Money Market Account?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $2,500.

Citizens Bank will charge you a $15 fee if you exceed your maximum number of monthly transactions.

Citizens Bank Personal Money Market Account Fees
Fees Amount
Monthly Fee up to $10
Paper Statement Fee N/A
Excess Transaction Fee $15

What is the minimum balance for Bank Fund Staff Federal Credit Union money market?

No minimum initial deposit. Citizens Bank does not require a minimum initial deposit to open an account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.

What features and perks does Bank Fund Staff Federal Credit Union money market offer?

This account does not seem to offer any of the features and perks we track.

What is the customer service phone number?

The customer service number for this business card is (877) 360-2472.

How do people rate the customer service and user experience?

Overall, this business credit card is mostly recommended based on community reviews that rate customer service and user experience.

How to open an account with Citizens Bank

  • Visit the Citizens Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 11 states
  • Connecticut
  • Delaware
  • Massachusetts
  • Michigan
  • New Hampshire
  • New Jersey
  • New York
  • Ohio
  • Pennsylvania
  • Rhode Island
  • Vermont

Feature Breakdown

APY Minimum Balance $0
Minimum Balance to Avoid Monthly Fee Starting at $2,500
Monthly Fee $0 - $10
APY (Annual Percentage Yield) 0.01%

Citizens Bank Personal Money Market Account Community Reviews

 

Would you recommend Citizens Bank Personal Money Market Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Money Market Accounts

Citizens Bank Money Market Accounts

Loading...