CNB Citizens Platinum

CNB Citizens Platinum

in Money Market Accounts from CNB · fdic


CNB Citizens Platinum


in Money Market Accounts from CNB · Member FDIC

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APY (Annual Percentage Yield) N/A
APY Minimum Balance N/A
Minimum Opening Deposit N/A

CNB Citizens Platinum Review

CNB Citizens Platinum is offered by CNB, a bank founded in 1973 and based in Sevierville, TN. CNB Citizens Platinum is available in 1 state across the USA.

Key Takeaways
  • No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $50,000.
Pros & Cons of CNB Citizens Platinum
Pros Cons
  • Access to physical branches.
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • Deposit checks remotely.
  • No signup bonus.
  • Does not provide a debit card.
  • Only available in one state.
  • Monthly service charge.
CNB Citizens Platinum FAQ

Are money market accounts from CNB federally insured?

Yes, your CNB money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for CNB Citizens Platinum rates?

What are the fees for CNB Citizens Platinum?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $50,000.
CNB Citizens Platinum Fees
Fees Amount
Monthly Fee up to $10
Paper Statement Fee $2

What is the minimum balance for CNB Citizens Platinum?

No minimum initial deposit. CNB does not require a minimum initial deposit to open an account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $50,000.

What features and perks does CNB Citizens Platinum offer?

This account includes the following features:

  • Fraud monitoring - CNB monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - CNB Citizens Platinum allows you to manage your money through online banking and a dedicated mobile app. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - CNB Citizens Platinum allows you to access your money from an ATM, a convenient feature only a few offer.

How to open an account with CNB

  • Visit the CNB website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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  Available in 1 state
Availabile in all of Tennessee

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $50,000
Monthly Fee $0 - $10
Paper Statement Fee $2
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Branch Access
  • Member FDIC
Dividend Compounding Frequency Daily
Dividend Payout Frequency Quarterly

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