Last Updated: 04/18/2025
Desertview FCU Money Market Account
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Money Market Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
1.764% - 2.785%(Verified 07/18/2024)
Minimum Balance to Earn APY
$25
Minimum Opening Deposit
$25
Desertview FCU Money Market Account Review
Desertview FCU Money Market Account is offered by Desertview Federal Credit Union, a credit union founded in 1960 and based in Huntington, UT. Desertview FCU Money Market Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 2.785%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $25.00.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $25.00 to open an account.
Pros & Cons of Desertview FCU Money Market Account
| Pros | Cons |
|
|
Desertview FCU Money Market Account FAQ
Are money market accounts from Desertview Federal Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for Desertview FCU Money Market Account rates?
Desertview FCU Money Market Account offers an APY starting at 1.764% and ranging up to 2.785% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest you must keep a minimum balance of $25.00.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 1.764% - 2.785% |
What are the fees for Desertview FCU Money Market Account?
Desertview FCU Money Market Account does not charge a monthly maintenance fee.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for Desertview FCU Money Market Account?
Minimum deposit of $25.00. You must make an initial deposit of at least $25.00 to open this account.
Interest rate minimum balance of $25.00. You must keep the account balance above $25.00 to earn interest.
What features and perks does Desertview FCU Money Market Account offer?
This account includes the following features:
- Nationwide ATM network - Desertview FCU Money Market Account allows you to access your money from an ATM, a convenient feature only a few offer.
What is the customer service phone number?
The customer service number for this account is (435) 687-2472.
How to open an account with Desertview Federal Credit Union
- Visit the Desertview Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed