Last Updated: 04/18/2025
Digital Federal Credit Union Money Market Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.2% - 0.3%(Verified 06/21/2024)
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Minimum Balance to Earn APY
$1,000
Minimum Opening Deposit
Starting at $0
Digital Federal Credit Union Money Market Account Review
Digital Federal Credit Union Money Market Account is offered by Digital Federal Credit Union, a credit union founded in 1979 and based in Marlborough, MA. DCU money market are available in 50 states and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.3%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $1000.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account.
Pros & Cons of Digital Federal Credit Union Money Market Account
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Digital Federal Credit Union Money Market Account FAQ
Are money market accounts from DCU savings account federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for DCU money market rates?
DCU money market offers an APY starting at 0.2% and ranging up to 0.3% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.2% - 0.3% |
What are the fees for Digital Federal Credit Union Money Market Account?
Digital Federal Credit Union Money Market Account does not charge a monthly maintenance fee.
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| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for DCU money market?
No minimum initial deposit. Digital Federal Credit Union does not require a minimum initial deposit to open an account.
Interest rate minimum balance of $1,000. You must keep the account balance above $1,000 to earn interest.
What features and perks does DCU money market offer?
This account includes the following features:
- Fraud monitoring - Digital Federal Credit Union monitors transactions for potentially fraudulent activity.
What is the customer service phone number?
The customer service number for this account is (800) 328-8797.
What is the support contact email?
The support contact email for this business credit card is dcu@dcu.org.
How to open an account with Digital Federal Credit Union
- Visit the Digital Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:30AM - 5:00PM
Tuesday
9:30AM - 5:00PM
Wednesday
9:30AM - 5:00PM
Thursday
9:30AM - 5:00PM
Friday
9:30AM - 5:00PM
Saturday
Closed