Last Updated: 04/18/2025
Edwards FCU Money Market Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05%(Verified 07/15/2024)
Minimum Balance to Earn APY
$2,500
Minimum Opening Deposit
$2,500
Edwards FCU Money Market Account Review
Edwards FCU Money Market Account is offered by Edwards Federal Credit Union, a credit union founded in 1962 and based in Palmdale, CA. Edwards FCU Money Market Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.05.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- High minumum opening deposit. You must deposit a minimum of $2,500.00, which is high compared to most money market accounts.
Pros & Cons of Edwards FCU Money Market Account
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Edwards FCU Money Market Account FAQ
Are money market accounts from Edwards Federal Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for Edwards FCU Money Market Account rates?
| Rates | Amount |
| APY | 0.05% |
Edwards FCU Money Market Account offers an APY of up to 0.05% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $2500.00.
What are the fees for Edwards FCU Money Market Account?
Edwards FCU Money Market Account does not charge a monthly maintenance fee.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $29.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for Edwards FCU Money Market Account?
Minimum deposit of $2,500.00. You must make an initial deposit of at least $2,500.00 to open this account.
Interest rate minimum balance of $2,500.00. You must keep the account balance above $2,500.00 to earn interest.
What features and perks does Edwards FCU Money Market Account offer?
This account includes the following features:
- Mobile Banking Services - Edwards FCU Money Market Account allows you to manage your money through online banking and a dedicated mobile app.
- Nationwide ATM network - Edwards FCU Money Market Account allows you to access your money from an ATM, a convenient feature only a few offer.
What is the customer service phone number?
The customer service number for this account is (661) 952-5945.
What is the support contact email?
The support contact email for this business credit card is ememberservice@edwardsfcu.org.
How to open an account with Edwards Federal Credit Union
- Visit the Edwards Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:00PM